Schenectady County and Schenectady City property record for 22 Catherine St, Schenectady, NY 12307
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,593 sqft · built 1910 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,131 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.34-1-9 |
| Primary APN | 421500 49.34-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,593 sqft Living Area |
| 1st Floor Area | 653 sqft |
| 2nd Floor Area | 679 sqft |
| Upper Floors Area | 261 sqft |
| Attic | Attic |
| Attic Area | 261 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 61 ft deep x 51.2 ft wide |
| Porch | Slab |
| Porch Area | 99 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 22 CATHERINE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 9.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL |
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK |
| Jan 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 17, 2021 | Administrator's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 1999 |
| Deed Sale | Mar 8, 1999 |
| Prior Sale | Oct 7, 1993 · Amount on Record |
| Deed Book / Page | 1552 / 763 |
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0000006401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 2, 2026 |
| Property Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000019655 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202619655 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000019655, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202619655 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000023588 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202523588 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 9, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000004297 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 5285/261 |
| Instrument | 202304297 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 17, 2021 |
| Property Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000022832 |
| Book / Page | 2058 / 968 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 202122832 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,131.00 (+59.01%) | ||
| 2025 | $2,598.00 (-31.29%) | $71,600 (-) Land $10,700 Building $60,900 | $118,563 (+30.82%) Land $17,718 Building $100,845 |
| 2023 | $71,600 (-) Land $10,700 Building $60,900 | $90,633 (+3.8%) Land $13,544 Building $77,089 | |
| 2022 | $71,600 Land $10,700 Building $60,900 | $87,317 Land $13,049 Building $74,268 | |
| 2021 | $3,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures