Schenectady County and Schenectady City property record for 20 Catherine St, Schenectady, NY 12307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,722 sqft · built 1940 |
| Lot Size | 0.04 acres (1,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Nov 2024) |
| Tax Bill | $3,454 (2023) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.34-1-11 |
| Primary APN | 421500 49.34-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 861 sqft |
| 2nd Floor Area | 861 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,764 sqft (0.04 acres) |
| Lot Dimensions | 63 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 208 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 CATHERINE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 Catherine St is owned by an individual who bought it in November 2024.
Source: Schenectady County and Schenectady City records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10430 106TH ST, OZONE PARK, NY 11417-2312 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF SCHENECTADY |
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional with PMI NY ST AFFORDABLE HSNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Prior Sale | Oct 1, 2021 · Amount on File |
| Deed Document Number | 202470560 |
| Deed Book / Page | 2142 / 565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 20 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000018078 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 CATHERINE ST SCHENECTADY NY 123071102, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000018078 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 004907/000680 |
| Instrument | 18078 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Address | 105 JAY ST # OF, SCHENECTADY, NY 12305-1905 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 25, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 20 CATHERINE ST, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000044954 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 CATHERINE ST SCHENECTADY NY 123071102, SCHENECTADY, NY 12307-1102 |
| Document Number | 0000044954 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 004870/000383 |
| Instrument | 44954 |
| Name | NY ST AFFORDABLE HSNG |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,800 Land $10,300 Building $58,500 | $113,926 Land $17,056 Building $96,870 | |
| 2023 | $3,454.00 Homeowner's exemption | $68,800 (-) Land $10,300 Building $58,500 | $87,089 (+3.8%) Land $13,038 Building $74,051 |
| 2022 | $68,800 Land $10,300 Building $58,500 | $83,902 Land $12,561 Building $71,341 | |
| 2021 | $3,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Catherine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Catherine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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