Monroe County property record for 22 Cactus Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1975 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Sep 2026) |
| Tax Bill | $6,168 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2023 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00153820-000000 |
| Primary APN | 00153820-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Frame |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 384 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 669 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1199303 |
|---|---|
| Street Address | 22 CACTUS DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LOT 22 SIMILAR SOUND SECTION A BIG COPPITT KEY PB3-126 OR599-572 OR653-532 OR697-513 OR1099-1759 OR1194-2307 OR1277-1604 OR1543-984 OR3001-0388 OR3012-1822 OR3232-0916 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | SIMILAR SOUND SEC A |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
22 Cactus Dr is owned by two individuals who bought it in September 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3219 EAGLE AVE, KEY WEST, FL 33040-4692 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 30, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 9, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Prior Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 20262562194 |
| Deed Book / Page | 3404 / 1389 |
| Prior Transfer Date | Mar 19, 2025 |
| Prior Transfer Doc | 0033162334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 22 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0002562194 |
| Book / Page | 3404 / 1389 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20262562194 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $494,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3219 EAGLE AVE, KEY WEST, FL 33040-4692 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 22 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0032320916 |
| Book / Page | 3232 / 916 |
| Map Reference | MB 3 PG 126 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2423525 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 WIDOWS MITE ROAD, EDGEWATER, MD 21037 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 168 BROOKIAKE ROAD, FLORHAM PARK, NJ 07932-2707 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 9, 2020 |
| Property Address | 22 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0030121822 |
| Book / Page | 003012 / 001822 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 2259198 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,775.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 CACTUS DR KEY WEST FL 330405632, KEY WEST, FL 33040-5632 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 27, 2019 |
| Property Address | 22 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0030010388 |
| Book / Page | 003001 / 000388 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 2249827 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837 |
The 2025 property tax bill for 22 Cactus Dr was $6,168, up 5.6% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,168.00 (+5.6%) | $615,576 Land $592,200 Building $23,376 | $615,576 Land $592,200 Building $23,376 |
| 2024 | $5,841.00 (+23.51%) | ||
| 2023 | $4,729.00 (+15.96%) | $598,022 (+34.85%) Land $497,028 Building $100,994 | $598,022 (+34.85%) Land $497,028 Building $100,994 |
| 2022 | $4,078.00 | $443,477 Land $342,216 Building $101,261 | $443,477 Land $342,216 Building $101,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Cactus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 Cactus Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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