Monroe County property record for 18 Cactus Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1982 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $552,000 (Feb 2020) |
| Tax Bill | $1,092 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00153810-000000 |
| Primary APN | 00153810-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 740 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 788 sqft |
| Deck Area | 28 sqft |
| Patio Area | 314 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1199290 |
|---|---|
| Old Parcel Number | 22672600153810000000 |
| Street Address | 18 CACTUS DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 SIMILAR SOUND SECTION A BIG COPPITT KEY PB3-126 OR60-1/4 OR791-102 OR891-28 OR925-607 OR1091-1860/61L/E OR1214-1699 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | SIMILAR SOUND SEC A |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
18 Cactus Dr is owned and occupied by an individual who bought it in February 2020.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC |
| Feb 5, 2020 | Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RON GREIVER |
| Jan 23, 2018 | Grant Deed, Transfer · Construction Mortgage RON GREIVER |
| Feb 2, 2017 | Trustee's Deed, Foreclosure |
| May 23, 2017 | Trustee's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2020 · Amount on File |
| Deed Sale | Feb 5, 2020 · Amount on File |
| Prior Sale | Jan 23, 2018 |
| Deed Document Number | 2254936 |
| Deed Book / Page | 3007 / 1195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0031250854 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 3125/854 |
| Instrument | 2339402 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 5, 2020 |
| Property Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0030071195 |
| Book / Page | 3007 / 1195 |
| Map Reference | MB 3 PG 126 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2254936 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | NEW PLACE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,864.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15291 NW 60TH AVE # AVE101, 15291, MIAMI LAKES, FL 33014-2458 |
| Name | Verified Name |
|---|---|
| Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0030071197 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 3007/1197 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0029501013 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | FIRM TITLE CORPORATION, FIRM TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15291 NW 60TH AVE #101-A MIAMI LAKES FL 330142459, 101-A, MIAMI LAKES, FL 33014-2459 |
| Document Number | 0029501013 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 002950/001013 |
| Instrument | 2207972 |
| Name | RON GREIVER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0028881045 |
| Book / Page | 002888 / 001045 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 2152187 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2018 |
| Title Company | FIRM TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,874.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15291 NW 60TH AVE #101 MIAMI LAKES FL 330142459, 101, MIAMI LAKES, FL 33014-2459 |
| Document Number | 28881047 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 002888/001047 |
| Instrument | 2152188 |
| Name | RON GREIVER |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 22, 2019 |
| Rate | 12% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 2, 2017 |
| Property Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0028371667 |
| Book / Page | 002837 / 001667 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 2109153 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 18 CACTUS DR KEY WEST FL 330405632, KEY WEST, FL 33040-5632 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 23, 2017 |
| Property Address | 18 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0028552214 |
| Book / Page | 002855 / 002214 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 2124350 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 CACTUS DR KEY WEST FL 330405632, KEY WEST, FL 33040-5632 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $516,072 | $612,521 Land $304,894 Building $307,627 | |
| 2024 | $1,092.00 (-76.9%) | ||
| 2023 | $4,727.00 (+2.58%) Senior Citizen's exemption | $486,921 (+3%) | $623,304 (+11.79%) Land $276,488 Building $346,816 |
| 2022 | $4,608.00 Senior Citizen's exemption | $472,739 | $557,589 Land $238,613 Building $318,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Cactus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Cactus Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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