22 Buttonwood Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 22 Buttonwood Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,850 sqft · built 1983
Lot Size	0.13 acres (5,650 sqft)
Owner	2 Individual Names on Record
Tax Bill	$803 (2024)
Deeds & Mortgages	May 2020 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`00527460-000000`

Property Details

APN / Parcel Number

Primary APN	`00527460-000000`
Alternative APNs	`28613900527460000000` `1646709`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	925 sqft
Basement Area	709 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Tile
Lot Area	5,650 sqft (0.13 acres)
Garage Type	Covered
Garage Area	216 sqft
Porch	Open Porch
Porch Area	376 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1646709
Street Address	22 BUTTONWOOD DR
City	KEY LARGO
State	FL
Zip	33037-2594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 19 LTS 12 AND 13 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR97-406 OR413-281 OR750-767 OR757-1485 OR758-704 OR837-974 OR847-2280 OR850-1982 OR885-900 OR912-376 OR1139-831 OR1154-1822 OR1169-315 OR1827-953 OR1979-1429 OR2761-325 OR3124-2025
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	19
Legal Lot Number	12,13
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1035
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 BUTTONWOOD DR, KEY LARGO, FL 33037-2594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Sep 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage MY MORTGAGE INC
May 21, 2018	Loan Modification, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021
Deed Sale	Sep 9, 2021
Prior Sale	Sep 17, 2015 · Amount on Record
Deed Document Number	20212338961
Deed Book / Page	3124 / 2025
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0031242025
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	22 BUTTONWOOD DR, KEY LARGO, FL 33037-2594
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030210657
Date	May 6, 2020
Book Page	3021/657
Instrument	2265324

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Sep 9, 2021
Property Address	22 BUTTONWOOD DR, KEY LARGO, FL 33037-2594
Document Number	0031242025
Book / Page	3124 / 2025
Map Reference	MB 3 PG 62
Instrument Date	Aug 31, 2021
Instrument	2338961
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	PROFESSIONAL CLOSING TITLE, PROFESSIONAL CLOSINGS T&E

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BUTTONWOOD DR, KEY LARGO, FL 33037-2594

Mortgage

Document Number	0031242027
Date	Sep 9, 2021
Instrument	3124/2027

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	22 BUTTONWOOD DR, KEY LARGO, FL 33037-2594
Document Number	0029140366
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BUTTONWOOD DR KEY LARGO FL 330372594, KEY LARGO, FL 33037-2594

Mortgage

Document Number	0029140366
Date	Jun 27, 2018
Book Page	002914/000366
Instrument	2175617

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	22 BUTTONWOOD DR, KEY LARGO, FL 33037-2594
Document Number	0029000055
Instrument Date	Feb 24, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BUTTONWOOD DR KEY LARGO FL 330372594, KEY LARGO, FL 33037-2594

Mortgage

Document Number	0029000055
Date	Apr 6, 2018
Book Page	002900/000055
Instrument	2163127

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,147 (+5.99%)	$430,928 (+6.69%) Land $249,589 Building $181,339
2024	$803.00 (+11.84%)
2023	$718.00 (+0.56%) Homeowner's exemption	$248,283 (+3%)	$403,919 (-0.01%) Land $236,453 Building $167,466
2022	$714.00 Homeowner's exemption	$241,052	$403,957 Land $236,453 Building $167,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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