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20 Buttonwood Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 20 Buttonwood Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,861 sqft · built 1985
Lot Size0.122 acres (5,300 sqft)
Owner2 Individual Names on Record
Last Sale$163,000 (Nov 2001)
Tax Bill$1,801 (2024)
Deeds & MortgagesOct 2019 Mortgage
May 2021 Transfer
Flood ZoneZone AE (high risk)
APN00527600-000000

Property Details

APN / Parcel Number

Primary APN00527600-000000
Alternative APNs
  • 28613900527600000000
  • 1646849

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,861 sqft Living Area
1st Floor Area1,025 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,300 sqft (0.122 acres)
Garage TypeCarport
Garage Area1,025 sqft
CarportCarport
Carport Area1,025 sqft
PorchOpen Porch
Porch Area64 sqft
Patio Area116 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1646849
Street Address20 BUTTONWOOD DR
CityKEY LARGO
StateFL
Zip33037-2596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 20 LTS 1-2 AMD PLAT OF KEY LARGO PARK PB3-62 OR246-385 OR840-1440/1441 OR869-146 OR884-2121 OR948-685 OR1392-402/03 OR1715-1947/48 OR1735-2250 OR3094-48
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionKEY LARGO PARK AMD
Legal Block20
Legal Lot Number1-2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1004
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 BUTTONWOOD DR, KEY LARGO, FL 33037-2596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2019Deed of Trust, Mortgage · FHA Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 3, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2001 · Amount on Record
Deed SaleNov 1, 2001 · Amount on Record
Prior SaleMar 4, 1996 · Amount on Record
Deed Book / Page1735 / 2250
Last Transfer DateApr 30, 2021
Transfer Doc0030940048
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address20 BUTTONWOOD DR, KEY LARGO, FL 33037-2596
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029882260
DateOct 9, 2019
Book Page2988/2260
Instrument2240044
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressATLANTA, GA 30326
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term171 Months
DueJan 1, 2034

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMay 3, 2021
Property Address20 BUTTONWOOD DR, KEY LARGO, FL 33037-2596
Document Number0030940048
Book / Page3094 / 48
Map ReferenceMB 3 PG 62
Instrument DateApr 30, 2021
Instrument2317286
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BUTTONWOOD DR, KEY LARGO, FL 33037-2596

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$172,325 (+5.99%)$493,056 (+5.76%) Land $241,680 Building $251,376
2024$1,801.00 (+6.88%)
2023$1,685.00 (+4.46%) Homeowner's exemption$162,592 (+3%)$466,188 (+4.08%) Land $228,960 Building $237,228
2022$1,613.00 Homeowner's exemption$157,857$447,933 Land $228,960 Building $218,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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