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22 Bugbee Rd, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 22 Bugbee Rd, Oneonta, NY 13820 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage2,321 sqft Living Area
Lot Size13,504 sqft (0.31 acres)
GarageAttached, 506 sqft
Last Sale$375,000 (2026)
Tax Bill$7,947.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 288.10-1-6.7
Alternative APNs
  • 120028801000010060070000
  • 3911 3812

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,321 sqft Living Area
1st Floor1,520 sqft 1st Floor
Upper Floors801 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,504 sqft (0.31 acres)
Depth X Width146 ft x 120 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage
Porch Area230 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 3812
Street Address22 BUGBEE RD
CityONEONTA
StateNY
Zip13820-4629
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number6.007
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup1
Census Block1001
Census Tract591000

Owner

Source: Otsego County and Oneonta City records · APN 361200 288.10-1-6.7

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 OTSDAWA AVE, OTEGO, NY 13825-2204
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Warranty Deed, Transfer · Conventional Mortgage
M & T BANK
Jun 15, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleJun 15, 2023 · Amount on Record
Deed Doc Number2026287
Record RefreshedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateJan 22, 2026
Property Address22 BUGBEE RD, ONEONTA, NY 13820-4629
Document Number0000000087
Instrument DateJan 20, 2026
Instrument2026-287
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address12 OTSDAWA AVE, OTEGO, NY 13825-2204

Mortgage

Document Number0000000088
DateJan 22, 2026
Instrument2026-288
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateJun 15, 2023
Property Address22 BUGBEE RD, ONEONTA, NY 13820-4629
Document Number0000000372
Instrument DateJun 12, 2023
Instrument2023-2372
Transaction TypeTransfer
Record UpdatedJul 04, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3000 CREEKVIEW CIR, CRANBERRY TOWNSHIP, PA 16066-1129

Mortgage

Document Number0000000373
DateJun 15, 2023
Instrument2023-2373
Lender
NameBOND STREET MORTGAGE LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,947.00 (+5.29%)$210,000 (-) Land $24,300 Building $185,700$295,775 (+8.45%) Land $34,225 Building $261,550
2024$7,548.00$210,000 (-) Land $24,300 Building $185,700$272,727 (+5.19%) Land $31,558 Building $241,169
2023Homeowner's exemption$210,000 (-) Land $24,300 Building $185,700$259,259 (+13.58%) Land $30,000 Building $229,259
2022$210,000 Land $24,300 Building $185,700$228,261 Land $26,413 Building $201,848

Flood & Wildfire

22 Bugbee Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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