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10 Bugbee Rd, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 10 Bugbee Rd, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,576 sqft Living Area
Lot Size20,473 sqft (0.47 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2020)
Tax Bill$3,991.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 288.6-1-50
Alternative APNs
  • 120028800600010500000000
  • 3911 0229

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,576 sqft Living Area
1st Floor1,576 sqft 1st Floor
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area20,473 sqft (0.47 acres)
Depth X Width262 ft x 70 ft Depth x Width
Patio Area32 sqft Patio

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 0229
Street Address10 BUGBEE RD
CityONEONTA
StateNY
Zip13820-1318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number50.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup1
Census Block1001
Census Tract591000

Owner

Source: Otsego County and Oneonta City records · APN 361200 288.6-1-50

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 BUGBEE RD, ONEONTA, NY 13820-1318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOMESTEAD FNDG
Apr 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BK NA
Mar 07, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2020 · Amount on Record
Deed SaleSep 09, 2020 · Amount on Record
Prior SaleMar 07, 2017 · Amount on Record
Deed Doc Number20203791
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateSep 09, 2020
Property Address10 BUGBEE RD, ONEONTA, NY 13820-1318
Document Number0000003791
Instrument DateAug 25, 2020
Instrument3791
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1656 ROUTE 205 ONEONTA NY 13820, ONEONTA, NY 13820

Mortgage

Document Number3792
DateSep 09, 2020
Instrument3792
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 08, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address10 BUGBEE RD, ONEONTA, NY 13820-1318
Document Number0000001513
Instrument DateApr 01, 2019
Transaction TypeMortgage
Record UpdatedMay 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BUGBEE RD ONEONTA NY 138201318, ONEONTA, NY 13820-1318

Mortgage

Document Number0000001513
DateApr 09, 2019
Instrument1513
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 08, 2049

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateMar 07, 2017
Property Address10 BUGBEE RD, ONEONTA, NY 13820-1318
Document Number0000001117
Instrument DateJan 20, 2017
Instrument1117
Transaction TypeTransfer
Record UpdatedMar 28, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11154 CURRY DR PALM BEACH GARDENS FL 334183509, PALM BEACH GARDENS, FL 33418-3509

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,991.00$105,000 (-) Land $20,100 Building $84,900$147,887 (+14.08%) Land $28,310 Building $119,577
2023$105,000 Land $20,100 Building $84,900$129,630 Land $24,815 Building $104,815

Flood & Wildfire

10 Bugbee Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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