22 Buford Ave, Umatilla, FL 32784 Property Records

Lake County property record for 22 Buford Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1949
Lot Size	0.37 acres (16,151 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2020)
Tax Bill	$4,672 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0800-000-02100`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0800-000-02100`
Alternative APN	`1499721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,133 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	16,151 sqft (0.37 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	1,701 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1499721
Street Address	22 BUFORD AVE
City	UMATILLA
State	FL
Zip	32784-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UMATILLA R P GUERRANT'S SUB S 1/2 OF LOT 21 LOT 22 PB 4 PG 33 ORB 5599 PG 1257
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	UMATILLA R P GUERRANT'S SUB
Legal Tract	800
Legal Lot Number	21-22
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

22 Buford Ave is owned by an individual who bought it in December 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	430 SUNDOWN TRL, CASSELBERRY, FL 32707-3149
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Deed Document Number	2020139821
Deed Book / Page	5599 / 1257
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 10, 2020
Property Address	22 BUFORD AVE, UMATILLA, FL 32784-8607
Document Number	0055991257
Book / Page	5599 / 1257
Map Reference	MB 4 PG 33
Instrument Date	Dec 9, 2020
Instrument	2020139821
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	MAGNOLIA CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 LIVE OAK DR, 156, EUSTIS, FL 32726-7473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SUNDOWN TRL, CASSELBERRY, FL 32707-3149

Mortgage

Document Number	0055991259
Date	Dec 10, 2020
Instrument	5599/1259

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,125 Land $64,260 Building $176,865	$241,125 Land $64,260 Building $176,865
2024	$4,672.00 (+7.72%)
2023	$4,337.00 (+13.56%)	$233,662 (+24.41%)	$233,662 (+24.41%) Land $64,260 Building $169,402
2022	$3,819.00	$187,811	$187,811 Land $51,408 Building $136,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Buford Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Buford Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20