22 Bruce St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 22 Bruce St, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,529 sqft · built 1958
Lot Size	0.192 acres (8,377 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Aug 2019)
Tax Bill	$9,723 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15524-0000-00191`

Property Details

APN / Parcel Number

Primary APN	`15-15524-0000-00191`
Alternative APNs	`151552400191` `10920000`

Interior

Stories	1 Story
Building Area	1,529 sqft Living Area
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	8,377 sqft (0.192 acres)
Lot Dimensions	125 ft deep x 67 ft wide

Location & Zoning

Account Number	10920000
Street Address	22 BRUCE ST
City	OLD BRIDGE
State	NJ
Zip	08857-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	67X125
Legal Subdivision	CRESTWOOD SEC 01
Legal Block	15524
Legal Lot Number	191
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3006
Census Tract	7805

Owner

22 Bruce St is owned and occupied by two individuals who bought it in August 2019.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Jul 26, 2012 · Amount on File
Deed Document Number	201969128
Deed Book / Page	17599 / 1742
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 28, 2019
Property Address	22 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Document Number	2019069128
Book / Page	17599 / 1742
Map Reference	MAP 2228 FILE 946
Instrument Date	Aug 9, 2019
Instrument	2019069128
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,608.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 MILLBURN CT, 9, OLD BRIDGE, NJ 08857-2774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BRUCE ST, OLD BRIDGE, NJ 08857-2541

Mortgage

Document Number	2019069129
Date	Aug 28, 2019
Instrument	2019069129

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 22 Bruce St was $9,723, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,500 (-) Land $71,700 Building $84,800	$156,500 (-) Land $71,700 Building $84,800
2025	$9,723.00 (+10.03%)	$156,500 Land $71,700 Building $84,800	$156,500 Land $71,700 Building $84,800
2024	$8,837.00
2023		$156,500 Land $71,700 Building $84,800	$156,500 Land $71,700 Building $84,800
2022	$8,283.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Bruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Bruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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