18 Bruce St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 18 Bruce St, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,010 sqft · built 1958
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Apr 2026)
Tax Bill	$9,018 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15524-0000-00189`

Property Details

APN / Parcel Number

Primary APN	`15-15524-0000-00189`
Alternative APNs	`151552400189` `10918000`

Interior

Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide

Location & Zoning

Account Number	10918000
Street Address	18 BRUCE ST
City	OLD BRIDGE
State	NJ
Zip	08857-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	68X100
Legal Subdivision	CRESTWOOD SEC 01
Legal Block	15524
Legal Lot Number	189
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3006
Census Tract	7805

Owner

18 Bruce St is owned and occupied by two individuals who bought it in April 2026.

Source: Middlesex County and Old Bridge Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 8, 2021	Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS
Feb 1, 2017	Grant Deed, Transfer · FHA Mortgage CLASSIC NY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Document Number	202621388
Deed Book / Page	19989 / 1480
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 6, 2026
Property Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Document Number	0000021388
Book / Page	19989 / 1480
Instrument Date	Mar 6, 2026
Instrument	202621388
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021389,
Date	Apr 6, 2026
Instrument	202621389

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 8, 2021
Property Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Document Number	0000113782
Book / Page	18614 / 1989
Instrument Date	Jul 20, 2021
Instrument	2021113782
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,666.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98A PERGOLA AVE, MONROE, NJ 08831-1451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Investor	Possibly a Property Investor

Mortgage

Document Number	0000113783
Date	Sep 8, 2021
Instrument	2021113783

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Document Number	0000045282
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRUCE ST OLD BRIDGE NJ 088572541, OLD BRIDGE, NJ 08857-2541

Mortgage

Document Number	0000045282
Date	May 26, 2020
Book Page	017885/001109
Instrument	45282

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 1, 2017
Property Address	18 BRUCE ST, OLD BRIDGE, NJ 08857-2541
Document Number	0000002580
Book / Page	006932 / 000758
Instrument Date	Jan 10, 2017
Instrument	2580
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	RMS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRUCE ST OLD BRIDGE NJ 088572541, OLD BRIDGE, NJ 08857-2541

Mortgage

Document Number	3902
Date	Feb 1, 2017
Book Page	016658/000696
Instrument	3902

Lender

Name	CLASSIC NY MTG
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,700 (-) Land $69,600 Building $90,100	$159,700 (-) Land $69,600 Building $90,100
2025		$159,700 Land $69,600 Building $90,100	$159,700 Land $69,600 Building $90,100
2024	$9,018.00
2023		$159,700 Land $69,600 Building $90,100	$159,700 Land $69,600 Building $90,100
2022	$8,452.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Bruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Bruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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