22 Bridle Ct, Hamel, IL 62046 Property Records

Madison County property record for 22 Bridle Ct, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,528 sqft · built 2004
Lot Size0.137 acres (5,981 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Mar 2020)
Tax Bill$7,684 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Mar 2020 Sale & Mortgage
APN11-2-10-11-14-302-026

Property Details

APN / Parcel Number

Primary APN11-2-10-11-14-302-026

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleModern
Exterior MaterialVinyl
Construction TypeFrame
Lot Area5,981 sqft (0.137 acres)
Lot Dimensions113 ft deep x 52.5 ft wide
Garage TypeAttached
Patio Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address22 BRIDLE CT
CityHAMEL
StateIL
Zip62046-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEWOOD MEADOWS LOT 26 52.5 X 113.93 IRREGULAR
Legal SubdivisionSADDLEWOOD MEADOWS
Legal Lot Number26
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4015
Census Tract403801

Owner

22 Bridle Ct is owned and occupied by an individual who bought it in March 2020.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address22 BRIDLE CT, HAMEL, IL 62046-1030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK
Mar 27, 2020Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2020 · Amount on File
Deed SaleMar 27, 2020 · Amount on File
Prior SaleOct 20, 2003 · Amount on File
Deed Document Number202010189
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address22 BRIDLE CT, HAMEL, IL 62046-1030
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032195
DateDec 1, 2023
Instrument2023R32195
Lender
NameASSOCIATED BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 28, 2053

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateMar 27, 2020
Property Address22 BRIDLE CT, HAMEL, IL 62046-1030
Document Number0000010189
Map ReferencePC 63 PG94
Instrument DateMar 20, 2020
Instrument2020R10189
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$394.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22 BRIDLE CT, HAMEL, IL 62046-1030

Mortgage

Document Number0000010190
DateMar 27, 2020
Instrument2020R10190
Lender
NameASSOCIATED BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Bridle Ct was $7,684, up 9.1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,684.00 (+9.07%)$111,840 Land $21,420 Building $90,420$335,520 Land $64,260 Building $271,260
2024$7,045.00
2022$6,081.00$82,710 Land $15,840 Building $66,870$248,379 Land $47,568 Building $200,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 22 Bridle Ct; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Bridle Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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