Madison County property record for 18 Bridle Ct, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,455 sqft · built 2004 |
| Lot Size | 0.254 acres (11,069 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,000 (Jul 2020) |
| Tax Bill | $6,874 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2020 Sale & Mortgage |
| APN | 11-2-10-11-14-302-027 |
| Primary APN | 11-2-10-11-14-302-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 11,069 sqft (0.254 acres) |
| Lot Dimensions | 117 ft deep x 94.3 ft wide |
| Garage Type | Attached |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18 BRIDLE CT |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEWOOD MEADOWS LOT 27 94.34 X 117.33 IRREGULAR |
| Legal Subdivision | SADDLEWOOD MEADOWS FINAL PLAT |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 403801 |
18 Bridle Ct is owned and occupied by two individuals who bought it in July 2020.
Source: Madison County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 BRIDLE CT, HAMEL, IL 62046-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COLLINSVILLE BUILDING & LOAN |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional with PMI COLLINSVILLE BLDG & LN ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Jan 30, 2008 · Amount on File |
| Deed Document Number | 202025615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 18 BRIDLE CT, HAMEL, IL 62046-1030 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000030730 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023R30730 |
| Name | COLLINSVILLE BUILDING & LOAN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 28, 2020 |
| Property Address | 18 BRIDLE CT, HAMEL, IL 62046-1030 |
| Document Number | 0000025615 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 25615 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 BRIDLE CT HAMEL IL 620461030, HAMEL, IL 62046-1030 |
| Document Number | 25616 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 25616 |
| Name | COLLINSVILLE BLDG & LN ASSN |
|---|---|
| Type | Funding / Finance Company |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
The 2025 property tax bill for 18 Bridle Ct was $6,874 with a homeowner's exemption, up 9.7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,874.00 (+9.74%) | $106,060 Land $21,220 Building $84,840 | $318,180 Land $63,660 Building $254,520 |
| 2024 | $6,264.00 | ||
| 2022 | $5,326.00 | $78,440 Land $15,700 Building $62,740 | $235,555 Land $47,147 Building $188,408 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 18 Bridle Ct; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Bridle Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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