22 Brian Cir, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 22 Brian Cir, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,330 sqft · built 2018
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2019)
Tax Bill	$6,613 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34180-00A-0160`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34180-00A-0160`
Alternative APN	`1005801`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,330 sqft Living Area
Gross Area	4,587 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	15 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	676 sqft
Porch	Porch
Porch Area	551 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1005801
Street Address	22 BRIAN CIR
City	SANTA ROSA BEACH
State	FL
Zip	32459-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK A SANTA ROSA RIDGE UNIT I PB 4-22 OR 2647-2706 OR 3035-774 OR 3039-4098 OR 3113-510
Legal Range	20W
Legal Township	03S
Legal Section	03
Legal Subdivision	SANTA ROSA RIDGE UNIT I
Legal Block	A
Legal Lot Number	16
Legal Unit	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 BRIAN CIR, SANTA ROSA BEACH, FL 32459-4254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT INC
Jul 30, 2019	Warranty Deed, Transfer BANK OF AMERICA
Jul 17, 2018	Loan Modification, Mortgage · VA Mortgage FIRST FL BK
Apr 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	20190025621
Deed Book / Page	3113 / 0510
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	22 BRIAN CIR, SANTA ROSA BEACH, FL 32459-4254
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BRIAN CIR, SANTA ROSA BEACH, FL 32459-4254

Mortgage

Document Number	0032232944
Date	Nov 3, 2021
Book Page	3223/2944
Instrument	20210054726

Lender

Name	FLEXPOINT INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 30, 2019
Property Address	22 BRIAN CIR, SANTA ROSA BEACH, FL 32459-4254
Document Number	0031130510
Book / Page	003113 / 000510
Instrument Date	Jul 29, 2019
Instrument	25621
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 BRIAN CIR SANTA ROSA BEACH FL 324594254, SANTA ROSA BEACH, FL 32459-4254

Mortgage

Document Number	31130512
Date	Jul 30, 2019
Book Page	003113/000512
Instrument	25622

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	22 BRIAN CIR, SANTA ROSA BEACH, FL 32459-4254
Document Number	0030800361
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 BRIAN CIRLCE SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459

Mortgage

Document Number	0030800361
Date	Jul 23, 2018
Book Page	003080/000361
Instrument	24477

Lender

Name	FIRST FL BK
Type	Bank
Address	DESTIN, FL 32540

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 28, 2017
Property Address	22 BRIAN CIR, SANTA ROSA BEACH, FL 32459-4254
Document Number	0030394098
Book / Page	003039 / 004098
Instrument Date	Apr 26, 2017
Instrument	13550
Transaction Type	Transfer
Record Updated	May 12, 2017

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 258 SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,368,237 (-22.43%) Land $450,000 Building $918,237	$1,368,237 (-22.43%) Land $450,000 Building $918,237
2024	$6,613.00 (+3.72%)
2023	$6,376.00 (+1.14%) Homeowner's exemption	$1,763,814 (+8.15%) Land $306,800 Building $1,457,014	$1,763,814 (+8.15%) Land $306,800 Building $1,457,014
2022	$6,304.00 Homeowner's exemption	$1,630,837 Land $340,548 Building $1,290,289	$1,630,837 Land $340,548 Building $1,290,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, T-Mobile.

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