Gallatin County property record for 22 Border Ln, Apt 2, Bozeman, MT 59718
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,118 sqft · built 1978 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,904 (2026) |
| Deeds & Mortgages | Jun 2019 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFG10496 |
| Primary APN | 00RFG10496 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RFG10496 |
|---|---|
| Street Address | 22 BORDER LN, 2 |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-7263 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 3 |
| Legal Description | FIVE WEST CONDO, S21, T01 S, R05 E, UNIT 2 |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 21 |
| Legal Subdivision | FIVE WEST CONDO |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 202 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 BORDER LN, 22, BOZEMAN, MT 59718-9736 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 22 BORDER LN APT 2, 2, BOZEMAN, MT 59718-7263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2647481 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2647481 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 886 Months |
| Due | Apr 19, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Jul 1, 2020 |
| Index | 1-Year LIBOR |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,904.00 (+18%) | $345,426 (-27.25%) | $345,426 (-27.25%) Land $129,936 Building $215,490 |
| 2023 | $2,461.00 | $474,800 | $474,800 Land $174,773 Building $300,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 900 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
May also be available: CenturyLink, T-Mobile.
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