22 Border Ln, Apt 1, Bozeman, MT 59718 Property Records

Gallatin County property record for 22 Border Ln, Apt 1, Bozeman, MT 59718

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,277 sqft · built 1978
Owner	Individual Name on Record
Last Sale	$480,400 (Sep 2020)
Tax Bill	$2,513 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RFG10446`

Property Details

APN / Parcel Number

Primary APN	`00RFG10446`
Alternative APNs	`06-0904-21-3-09-01-7001` `R0637910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,277 sqft Living Area
1st Floor Area	1,544 sqft
2nd Floor Area	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
View / Lot	Major Street/Thoroughfare
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFG10446
Street Address	22 BORDER LN, 1
City	BOZEMAN
State	MT
Zip	59718-7263
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	3
Legal Description	FIVE WEST CONDO, S21, T01 S, R05 E, UNIT 1
Legal Range	05E
Legal Township	01S
Legal Section	21
Legal Subdivision	FIVE WEST CONDO
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1082
Census Tract	202

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22 BORDER LN, 1, BOZEMAN, MT 59718-7263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN CU
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	20202700336
Prior Transfer Date	Feb 5, 2009
Prior Transfer Doc	2320918
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	22 BORDER LN APT 1, 1, BOZEMAN, MT 59718-7263
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002802784
Date	Jun 9, 2023
Instrument	2802784

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jun 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 16, 2020
Property Address	22 BORDER LN APT 1, 1, BOZEMAN, MT 59718-7263
Document Number	2700336
Map Reference	PL H-38
Instrument Date	Sep 16, 2020
Instrument	2700336
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 BORDER LN APT 1, 22, BOZEMAN, MT 59718-7263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BORDER LN APT 1, 1, BOZEMAN, MT 59718-7263

Mortgage

Document Number	2700337
Date	Sep 16, 2020
Instrument	2700337

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,513.00 (-13.58%)	$692,796 (-9.36%)	$692,796 (-9.36%) Land $129,936 Building $562,860
2025	$2,908.00 (-23.53%)	$764,356 (-3.58%)	$764,356 (-3.58%) Land $129,936 Building $634,420
2023	$3,803.00	$792,700	$792,700 Land $174,773 Building $617,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	900 / 500
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, T-Mobile.

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