Franklin County property record for 22 Ave E, Apalachicola, FL 32320
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3 ba · 7,956 sqft · built 2011 |
| Owner | Owner Name on File |
| Last Sale | $800,000 (Mar 2012) |
| Tax Bill | $23,578 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-09S-08W-8330-00E2-0100 |
| Primary APN | 01-09S-08W-8330-00E2-0100 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 7,956 sqft Total Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Width | 130 ft Width |
| Porch | Porch |
| Porch Area | 750 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 22 AVENUE E |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1761 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | BL E-2 ALL LOTS 8 9 10 & PART OF LOTS 7 11 12 13 DESC AS FOLLOWS COM AT THE NE COR BL E-2 RUN THE SW ALONG AVE E 130 FT TO CO |
| Legal Range | 08W |
| Legal Township | 09S |
| Legal Section | 01 |
| Legal Block | E-2 |
| Legal Lot Number | 8 9 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970304 |
Source: Franklin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 719 HARKRIDER ST, CONWAY, AR 72032-5606 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on Record |
| Deed Sale | Mar 16, 2012 · Amount on Record |
| Deed Document Number | 201219001622 |
| Deed Book / Page | 1057 / 663 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apalachicola City |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,578.00 (+6.59%) | $1,443,322 (-0.41%) Land $915,000 Building $528,322 | $1,443,322 (-0.41%) Land $915,000 Building $528,322 |
| 2024 | $22,121.00 (+10.79%) | $1,449,231 (+22.75%) Land $915,000 Building $534,231 | $1,449,231 (+22.75%) Land $915,000 Building $534,231 |
| 2023 | $19,967.00 (+7.78%) | $1,180,639 (+7.82%) Land $640,500 Building $540,139 | $1,180,639 (+7.82%) Land $640,500 Building $540,139 |
| 2022 | $18,526.00 | $1,095,048 Land $549,000 Building $546,048 | $1,095,048 Land $549,000 Building $546,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 units insured incl. 30 condo units |
| Nearby Flood Claims | 65 (1985–2020) |
| Claims Outside the SFHA | 7 of 65 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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