15 Ave E, Apalachicola, FL 32320 Property Records

Franklin County property record for 15 Ave E, Apalachicola, FL 32320

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3 ba · 5,624 sqft · built 1900
Lot Size0.113 acres (4,929 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (Dec 2001)
Tax Bill$7,282 (2025)
Deeds & MortgagesJan 2020 Loan Modification
Dec 2017 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN01-09S-08W-8330-00F1-0190

Property Details

APN / Parcel Number

Primary APN01-09S-08W-8330-00F1-0190

Interior

Full Baths3 Baths
Total Rooms1 Room
Stories2 Stories
Building Area5,624 sqft Total Area
Upper Floors Area1,800 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area4,929 sqft
Lot Width30 ft Width
PorchOpen Porch
Porch Area2,968 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address15 AVENUE E
CityAPALACHICOLA
StateFL
Zip32320-1721
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionBL F-1 LOT 19 & 20 EX 1' ADJ TO LOT 1 684/333
Legal Range08W
Legal Township09S
Legal Section01
Legal SubdivisionCITY/APALACHICOLA
Legal BlockF-1
Legal Lot Number19,20 20
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group3
Census Block3006
Census Tract970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3390 FILLMORE RIDGE HTS, COLORADO SPRINGS, CO 80907-9029
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Loan Modification, Mortgage
NOT AVAILABLE
Dec 1, 2017Loan Modification, Mortgage
Oct 1, 2017Loan Modification, Mortgage

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2001 · Amount on Record
Deed SaleDec 17, 2001 · Amount on Record
Deed Document Number0000684333
Deed Book / Page684 / 333
Record UpdatedJun 8, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address15 AVENUE E, APALACHICOLA, FL 32320-1721
Document Number0019000540
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3390 FILLMORE RIDGE HTS #B COLORADO SPRINGS CO 809079032, B, COLORADO SPRINGS, CO 80907-9032

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address15 AVENUE E, APALACHICOLA, FL 32320-1721
Document Number0019000085
Book / Page001209 / 000421
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3390 FILLMORE RIDGE HTS #B COLORADO SPRINGS CO 809079032, B, COLORADO SPRINGS, CO 80907-9032

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address15 AVENUE E, APALACHICOLA, FL 32320-1721
Document Number0019006093
Instrument DateOct 1, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3390 FILLMORE RIDGE HTS #B COLORADO SPRINGS CO 809079032, B, COLORADO SPRINGS, CO 80907-9032

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApalachicola City
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,282.00 (+5.98%)$619,200 (-) Land $300,000 Building $319,200$619,200 (-) Land $300,000 Building $319,200
2024$6,871.00 (+19.77%)$619,200 (+51.32%) Land $300,000 Building $319,200$619,200 (+51.32%) Land $300,000 Building $319,200
2023$5,737.00 (+19.1%)$409,200 (+55.85%) Land $90,000 Building $319,200$409,200 (+55.85%) Land $90,000 Building $319,200
2022$4,817.00$262,567 Land $90,000 Building $172,567$262,567 Land $90,000 Building $172,567

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies85 units insured
incl. 30 condo units
Nearby Flood Claims65 (1985–2020)
Claims Outside the SFHA7 of 65
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 25 claims
  • Hurricane Dennis, Jul 2005 · 13 claims
  • Hurricane Kate, Nov 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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