22 Arbors Cir, Pooler, GA 31322 Property Records

Chatham County property record for 22 Arbors Cir, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,824 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2022)
Tax Bill	$5,507 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2016 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`5-1014B-06-039`

Property Details

APN / Parcel Number

Primary APN	`5-1014B-06-039`
Alternative APN	`E328M270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,824 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	344 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	22 ARBORS CIR
City	POOLER
State	GA
Zip	31322-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 536 THE ARBORS PH 5C AKA THE VILLAGES AT GODLEY VILLAGE SMB
Legal Subdivision	ARBORS GODLEY STATION PH 5C
Legal Phase	5C
Legal Lot Number	536
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	1
Census Block	1013
Census Tract	10705

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 ARBORS CIR, POOLER, GA 31322-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Oct 5, 2016	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 31, 2009	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Jun 24, 2024	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE
Apr 24, 2019	Warranty Deed, Transfer
Sep 6, 2013	Limited Warranty Deed, Transfer · VA Mortgage COASTAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20222962
Deed Book / Page	2741 / 122
Prior Transfer Date	Sep 6, 2013
Prior Transfer Doc	00390W0693
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ARBORS CIR, POOLER, GA 31322-5023

Mortgage

Document Number	0016130497
Date	May 7, 2019
Book Page	0000001613/0000000497

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009160230
Date	Oct 5, 2016
Book Page	0916/230
Instrument	30004660018

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2046

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00353V0180
Date	Jul 31, 2009
Book Page	353V/180

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ARBORS CIR, POOLER, GA 31322-5023

Mortgage

Document Number	0034100099
Date	Jun 24, 2024
Book Page	0000003410/0000000099

Lender

Name	GLOBAL EQUITY FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 11, 2022
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Document Number	0027410122
Book / Page	2741 / 122
Instrument Date	Mar 11, 2022
Instrument	2022-002962
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ARBORS CIR, POOLER, GA 31322-5023

Mortgage

Document Number	0027410124
Date	Mar 16, 2022
Book Page	0000002741/0000000124

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 11, 2022
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Document Number	0027410122
Book / Page	2741 / 122
Instrument Date	Mar 11, 2022
Instrument	2022-002962
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ARBORS CIR, POOLER, GA 31322-5023

Mortgage

Document Number	0002741124
Date	Mar 11, 2022
Instrument	2741/124

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 24, 2019
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Document Number	0016130494
Book / Page	1613 / 494
Instrument Date	Apr 24, 2019
Instrument	2019-004100
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ARBORS CIR, POOLER, GA 31322-5023

September 2013: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 6, 2013
Property Address	22 ARBORS CIR, POOLER, GA 31322-5023
Document Number	00390W0669
Book / Page	390W / 669
Instrument Date	Sep 6, 2013
Instrument	2013-008742
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ARBORS CIR, POOLER, GA 31322-5023
Investor	Possibly a Property Investor

Mortgage

Document Number	00390W0670
Date	Sep 9, 2013
Book Page	390W/670

Lender

Name	COASTAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2043

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,480 (+3.28%) Land $20,000 Building $157,480	$443,700 (+3.28%) Land $50,000 Building $393,700
2025	$5,507.00 (-12.07%)	$171,840 (+15.36%) Land $20,000 Building $151,840	$429,600 (+15.36%) Land $50,000 Building $379,600
2024	$6,263.00 (+92.41%)
2023		$148,960 (+9.66%) Land $14,720 Building $134,240	$372,400 (+9.66%) Land $36,800 Building $335,600
2022	$3,255.00	$135,840 Land $14,720 Building $121,120	$339,600 Land $36,800 Building $302,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	197 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Hotwire Communications.

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