12 Arbors Cir, Pooler, GA 31322 Property Records

Chatham County property record for 12 Arbors Cir, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,867 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2017)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1014B-06-046`

Property Details

APN / Parcel Number

Primary APN	`5-1014B-06-046`
Alternative APN	`E318D598`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,867 sqft Living Area
1st Floor Area	1,434 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	667 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12 ARBORS CIR
City	POOLER
State	GA
Zip	31322-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 543 THE ARBORS PH 5C AKA THE VILLAGES AT GODLEY VILLAGE SMB
Legal Subdivision	ARBORS @ GODLY
Legal Phase	5C
Legal Lot Number	543
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	1
Census Block	1026
Census Tract	10705

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 ARBORS CIR, POOLER, GA 31322-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 27, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Dec 6, 2006 · Amount on File
Deed Document Number	201711058
Deed Book / Page	1215 / 469
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 ARBORS CIR, POOLER, GA 31322-5023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ARBORS CIR, POOLER, GA 31322-5023

Mortgage

Document Number	0000001922/0000000762
Date	May 8, 2020
Book Page	0000001922/0000000762
Instrument	032313650019

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 ARBORS CIR, POOLER, GA 31322-5023
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1316/536
Date	Apr 5, 2018
Book Page	1316/536
Instrument	30951200022

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 27, 2017
Property Address	12 ARBORS CIR, POOLER, GA 31322-5023
Document Number	0012150469
Book / Page	1215 / 469
Instrument Date	Oct 27, 2017
Instrument	2017-011058
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ARBORS CIR, POOLER, GA 31322-5023

Mortgage

Document Number	1215/470
Date	Nov 9, 2017
Book Page	1215/470
Instrument	30692570016

Lender

Name	NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,240 (+3.13%) Land $21,000 Building $149,240	$425,600 (+3.13%) Land $52,500 Building $373,100
2025	$3,741.00 (+9.26%) Homeowner's exemption	$165,080 (+15.18%) Land $21,000 Building $144,080	$412,700 (+15.18%) Land $52,500 Building $360,200
2023		$143,320 (+9.77%) Land $14,720 Building $128,600	$358,300 (+9.77%) Land $36,800 Building $321,500
2022	$3,424.00	$130,560 Land $14,720 Building $115,840	$326,400 Land $36,800 Building $289,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	197 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Hotwire Communications.

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