22 Albert Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 22 Albert Ct, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,214 sqft · built 1970
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,607 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-306-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-306-011.000-018`
Alternative APN	`1610300306011000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	2,214 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	187 ft deep x 46.3 ft wide
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	22 ALBERT CT
City	CARMEL
State	IN
Zip	46032-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CONCORD VILLAGE, SECTION 2, LOT 37
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CONCORD VILLAGE SECTION 2
Legal Block	2
Legal Lot Number	37
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	111007

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 E CENTRAL WAY, PENDLETON, IN 46064-9040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer KATHERINE SIMONS
Nov 15, 2022	Warranty Deed, Transfer · Commercial Mortgage MARION COUNTY ETAL
Sep 1, 2018	Loan Modification, Mortgage HALLMARK HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023
Deed Sale	Feb 15, 2023
Prior Sale	Nov 15, 2022
Deed Document Number	20234836
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 15, 2023
Property Address	22 ALBERT CT, CARMEL, IN 46032-2209
Document Number	0000004836
Map Reference	MB 3 PG 111
Instrument Date	Feb 15, 2023
Instrument	2023004836
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	EAGLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E CENTRAL WAY, PENDLETON, IN 46064-9040

Mortgage

Document Number	0000006953
Date	Mar 6, 2023
Instrument	2023006953

Lender

Name	KATHERINE SIMONS
Type	Private Party

Agreement

Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 15, 2022
Property Address	22 ALBERT CT, CARMEL, IN 46032-2209
Document Number	0000054681
Map Reference	MB 3 PG 111
Instrument Date	Nov 10, 2022
Instrument	2022054681
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	EAGLE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 BROAD RIPPLE AVE # 2312, 2312, INDIANAPOLIS, IN 46220-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056030
Date	Nov 23, 2022
Instrument	2022056030

Lender

Name	MARION COUNTY ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2023

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	22 ALBERT CT, CARMEL, IN 46032-2209
Document Number	0000053525
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ALBERT CT CARMEL IN 460322209, CARMEL, IN 46032-2209

Mortgage

Document Number	0000053525
Date	Nov 14, 2018
Instrument	53525

Lender

Name	HALLMARK HM MTG
Type	Mortgage Company
Address	RESTON, VA 20190

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Nov 13, 2057

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,400 (+29.83%) Land $67,600 Building $369,800	$437,400 (+29.83%) Land $67,600 Building $369,800
2024	$3,607.00 (-3.09%)	$336,900 (-3.16%) Land $67,600 Building $269,300	$336,900 (-3.16%) Land $67,600 Building $269,300
2023	$3,722.00 (-5.92%) Homeowner's exemption	$347,900 (+1.02%) Land $67,600 Building $280,300	$347,900 (+1.02%) Land $67,600 Building $280,300
2022	$3,956.00	$344,400 Land $67,600 Building $276,800	$344,400 Land $67,600 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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