19 Albert Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 19 Albert Ct, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 1970
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$3,657 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-306-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-306-012.000-018`
Alternative APN	`1610300306012000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	187 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300306012000
Street Address	19 ALBERT CT
City	CARMEL
State	IN
Zip	46032-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CONCORD VILLAGE, SECTION 2, LOT 36
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CONCORD VILLAGE SECTION 2
Legal Block	2
Legal Lot Number	36
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	111007

Owner

Source: Hamilton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 ALBERT CT, CARMEL, IN 46032-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Apr 9, 2020	Deed of Trust, Mortgage FORUM CU
Sep 9, 2019	Deed of Trust, Mortgage INDIANA MEMBERS CU
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018
Deed Sale	Jun 12, 2018
Prior Sale	May 11, 2005
Deed Document Number	2018025788
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	19 ALBERT CT, CARMEL, IN 46032-2209
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032139
Date	Aug 22, 2023
Instrument	2023032139

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	19 ALBERT CT, CARMEL, IN 46032-2209
Document Number	0000020728
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 ALBERT CT CARMEL IN 460322209, CARMEL, IN 46032-2209

Mortgage

Document Number	0000020728
Date	Apr 16, 2020
Instrument	20728

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	19 ALBERT CT, CARMEL, IN 46032-2209
Document Number	0000044307
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 ALBERT CT CARMEL IN 460322209, CARMEL, IN 46032-2209

Mortgage

Document Number	0000044307
Date	Sep 16, 2019
Instrument	44307

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 12, 2018
Property Address	19 ALBERT CT, CARMEL, IN 46032-2209
Document Number	2018025788
Map Reference	MB3 PG111
Instrument Date	Jun 1, 2018
Instrument	2018025788
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ALBERT CT, CARMEL, IN 46032-2209

Mortgage

Document Number	2018025789
Date	Jun 12, 2018
Instrument	2018025789

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,200 (+2.62%) Land $68,000 Building $280,200	$348,200 (+2.62%) Land $68,000 Building $280,200
2024	$3,657.00 (+3.8%)
2023	$3,523.00 (+12.99%)	$339,300 (+20.23%) Land $68,000 Building $271,300	$339,300 (+20.23%) Land $68,000 Building $271,300
2022	$3,118.00	$282,200 Land $68,000 Building $214,200	$282,200 Land $68,000 Building $214,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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