22 3rd St, Narragansett, RI 02882 Property Records

Narragansett Town property record for 22 3rd St, Narragansett, RI 02882

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,540 sqft · built 1940
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on Record
Tax Bill$6,928 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APNNARR M:L B:64

Property Details

APN / Parcel Number

Primary APNNARR M:L B:64
Alternative APN
  • 22045300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,540 sqft Living Area
Gross Area3,190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22045300
Street Address22 3RD ST
CityNARRAGANSETT
StateRI
Zip02882-5816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Block64
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group2
Census Block2055
Census Tract51504

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address22 3RD ST, NARRAGANSETT, RI 02882-5816
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
BANKNEWPORT
Apr 14, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 10, 2023
Transfer Doc001016-572
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address22 3RD ST, NARRAGANSETT, RI 02882-5816
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001051-124
DateSep 23, 2025
Book Page1051/124
Instrument2025002633
Lender
NameBANKNEWPORT
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNARRAGANSETT RI
Recording DateApr 14, 2023
Property Address22 3RD ST, NARRAGANSETT, RI 02882-5816
Document Number001016-572
Book / Page1016 / 572
Instrument DateApr 10, 2023
Instrument2023000924
Transaction TypeTransfer
Record UpdatedApr 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address22 3RD ST, NARRAGANSETT, RI 02882-5816

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,928.00 (+10.81%)$1,020,300 (+51.94%) Land $654,600 Building $365,700$1,198,366
2023$6,252.00 (+3.44%)$671,500 (-) Land $436,300 Building $235,200
2022$6,044.00$671,500 Land $436,300 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims60 (1978–2024)
Claims Outside the SFHA24 of 60
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Bob, Aug 1991 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNARRAGANSETT WATER SYSTEM-POINT JUDITH
serves 8,210 people · EPA ID RI1858428
Water SourcePurchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State InspectionJun 2023
Also Mapped HereNARRAGANSETT WATER DEPT-NORTH END
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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