22 16th Rd E, Palm Coast, FL 32137 Property Records

Flagler County property record for 22 16th Rd E, Palm Coast, FL 32137

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,056 sqft · built 2013
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$352,000 (May 2018)
Tax Bill$3,700 (2025)
Deeds & MortgagesJan 2023 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN40-10-31-6150-00000-0510

Property Details

APN / Parcel Number

Primary APN40-10-31-6150-00000-0510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,056 sqft Heated Area
Gross Area3,262 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,979 sqft (0.275 acres)
DrivewayDriveway
Driveway Area680 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address22 16TH RD E
CityPALM COAST
StateFL
Zip32137-3227
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMH-1
Legal DescriptionWILDWOOD ACRES II LOT 51 OR 158 PG 107 OR 265 PG 387 RP #R211369 & RP #R211370 OR 840 PG 372-QC OR 970 PG 1602 OR 970 PG 1604
Legal Range31E
Legal Township10S
Legal Section40
Legal SubdivisionWILDWOOD ACRES II
Legal Lot Number51
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2008
Census Tract60106

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address22 16TH RD E, PALM COAST, FL 32137-3227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 24, 2018Warranty Deed, Transfer · Conventional Mortgage
HOME SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2018 · Amount on Record
Deed SaleMay 24, 2018 · Amount on Record
Prior SaleMar 1, 2013 · Amount on Record
Deed Document Number2018019361
Deed Book / Page2281 / 0864
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address22 16TH RD E, PALM COAST, FL 32137-3227
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 16TH RD E H, H, PALM COAST, FL 32137-3227

Mortgage

Document Number0027530246
DateJan 26, 2023
Book Page2753/246
Instrument2023003447
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2043

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 24, 2018
Property Address22 16TH RD E, PALM COAST, FL 32137-3227
Document Number0022810864
Book / Page2281 / 0864
Map ReferenceMB7 PG17
Instrument DateMay 3, 2018
Instrument2018019361
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyTITLE CHAIN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,464.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5572 N OCEAN SHORE BLVD, 5572, PALM COAST, FL 32137-2700

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 16TH RD E, PALM COAST, FL 32137-3227

Mortgage

Document Number2018019363
DateMay 24, 2018
Instrument2018019363
Lender
NameHOME SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2033

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,700.00 (-6.04%) Homeowner's exemption$303,656 (+5.99%)$425,692 (+2.85%) Land $143,500 Building $282,192
2023$3,938.00 (+5.63%) Homeowner's exemption$286,503 (+3%)$413,898 (-0.76%) Land $143,500 Building $270,398
2022$3,728.00 Homeowner's exemption$278,158$417,057 Land $143,500 Building $273,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 290 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,079 units insured
incl. 789 condo units
Nearby Flood Claims148 (1992–2022)
Claims Outside the SFHA60 of 148
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Oct 2022 · 8 claims
  • Hurricane Irma, Oct 2017 · 17 claims
  • Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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