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20 16th Rd E, Palm Coast, FL 32137 Property Records

Flagler County property record for 20 16th Rd E, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,222 sqft · built 2023
Lot Size0.275 acres (11,979 sqft)
Owner2 Company Names on Record
Last Sale$165,000 (Apr 2021)
Tax Bill$8,814 (2025)
Deeds & MortgagesJul 2022 Mortgage
Oct 2023 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN40-10-31-6150-00000-0500

Property Details

APN / Parcel Number

Primary APN40-10-31-6150-00000-0500

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,222 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address20 16TH RD E
CityPALM COAST
StateFL
Zip32137-3227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMH-1
Legal DescriptionWILDWOOD ACRES II LOT 50 OR 721 PG 1586 OR 1655/651-BRENDA & CECELIA JTW ON THEIR 50% INT OR 1716/887
Legal SubdivisionWILDWOOD ACRES II
Legal Lot Number50
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2008
Census Tract60106

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20 16TH RD E, PALM COAST, FL 32137-3227
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Oct 31, 2023Correction Deed
ATTORNEY ONLY, ATTORNEY
Aug 18, 2023Quit Claim Deed, Transfer
Quitclaim
Mar 22, 2022Intrafamily Transfer, Transfer
Apr 29, 2021Special Warranty Deed, Transfer
TITLE MART LLC, TITLE ROOT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleMay 18, 2009
Deed Document Number202123271
Deed Book / Page2556 / 593
Last Transfer DateAug 14, 2023
Transfer Doc0028051660
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address20 16TH RD E, PALM COAST, FL 32137-3227
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ARMAND BEACH DR 2A, 2A, PALM COAST, FL 32137-2641

Mortgage

Document Number0027070842
DateJul 19, 2022
Book Page2707/842
Instrument2022037168
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term378 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJan 1, 2039
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.37%
IndexOther
Margin3
Max Rate8.37%

October 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateOct 31, 2023
Property Address20 16TH RD E, PALM COAST, FL 32137-3227
Document Number0028231988
Book / Page2823 / 1988
Map ReferenceMB 7 PG 17
Instrument DateSep 20, 2023
Instrument2023047503
Record UpdatedApr 29, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address20 16TH RD E, PALM COAST, FL 32137-3227

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 16TH RD E, PALM COAST, FL 32137-3227

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateAug 18, 2023
Property Address20 16TH RD E, PALM COAST, FL 32137-3227
Document Number0028051660
Book / Page2805 / 1660
Map ReferenceMB 33 PG 17
Instrument DateAug 14, 2023
Instrument2023036199
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address20 16TH RD E, PALM COAST, FL 32137-3227

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 16TH RD E, PALM COAST, FL 32137-3227

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMar 22, 2022
Property Address20 16TH RD E, PALM COAST, FL 32137-3227
Document Number0026700303
Book / Page2670 / 303
Map ReferenceMB 7 PG 17
Instrument DateMar 9, 2022
Instrument2022014877
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 CANDLEBRUSH LN, LAKE MARY, FL 32746-0001

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateApr 29, 2021
Property Address20 16TH RD E, PALM COAST, FL 32137-3227
Document Number0025560593
Book / Page2556 / 593
Map ReferenceMB 7 PG 17
Instrument DateApr 26, 2021
Instrument2021023271
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyTITLE MART LLC, TITLE ROOT LLC

Transaction

AmountAmount Recorded
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address851 NW 100TH ST, OCALA, FL 34475-1019

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 CANDLEBRUSH LN, LAKE MARY, FL 32746-0001

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,814.00 (-2.21%)$666,736 (+364.62%)$676,209 (+371.23%) Land $143,500 Building $532,709
2024$9,013.00 (+264.01%)
2023$2,476.00 (+19.67%)$143,500 (-) Land $143,500$143,500 (-) Land $143,500
2022$2,069.00$143,500 Land $143,500$143,500 Land $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 290 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,079 units insured
incl. 789 condo units
Nearby Flood Claims148 (1992–2022)
Claims Outside the SFHA60 of 148
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Oct 2022 · 8 claims
  • Hurricane Irma, Oct 2017 · 17 claims
  • Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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