21990 Oak Ranch Rd, Colfax, CA 95713 Property Records

Placer County property record for 21990 Oak Ranch Rd, Colfax, CA 95713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,239 sqft · built 2004
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$812,000 (Jul 2023)
Tax Bill	$8,774 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-122-005-000`

Property Details

APN / Parcel Number

Primary APN	`071-122-005-000`
Alternative APN	`071-122-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,239 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	56,628 sqft
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	071-122-005
Street Address	21990 OAK RANCH RD
City	COLFAX
State	CA
Zip	95713-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FB43
Legal Description	1.3 AC PAR 3 PMOR 28-104
Legal Subdivision	EDEN FOREST RANCHETTES
Legal Lot Number	16
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	4
Census Block	4035
Census Tract	22002

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 7, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Apr 26, 2019	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	202339804
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0000013408
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 28, 2023
Property Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000039804
Map Reference	MB 28 PG 104
Instrument Date	Jul 27, 2023
Instrument	2023-0039804
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000039805
Date	Jul 28, 2023
Instrument	2023-0039805

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000005669
Date	Feb 7, 2023
Instrument	2023-0005669

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000064020
Date	Aug 12, 2022
Instrument	2022-0064020

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000086887
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21990 OAK RANCH RD COLFAX CA 957139105, COLFAX, CA 95713-9105

Mortgage

Document Number	0000086887
Date	Aug 17, 2020
Instrument	86887

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 26, 2019
Property Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000026585
Map Reference	MB 28 PG 104
Instrument Date	Apr 24, 2019
Instrument	2019-0026585
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21990 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000026586
Date	Apr 26, 2019
Instrument	2019-0026586

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,804 (+2%) Land $249,696 Building $595,108
2025	$8,774.00 (+33.32%)	$828,240 (+37.94%) Land $244,800 Building $583,440
2023	$6,581.00 (+1.94%) Homeowner's exemption	$600,430 Land $139,385 Building $461,045
2022	$6,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Optimum Communications Cable	500 / 20
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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