21970 Oak Ranch Rd, Colfax, CA 95713 Property Records

Placer County property record for 21970 Oak Ranch Rd, Colfax, CA 95713

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,578 sqft · built 1994
Lot Size	1.16 acres (50,965 sqft)
Owner	Trust Name on File
Last Sale	$570,000 (Jun 2019)
Tax Bill	$6,639 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`071-122-004-000`

Property Details

APN / Parcel Number

Primary APN	`071-122-004-000`
Alternative APN	`071-122-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,578 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	50,965 sqft
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	071-122-004
Street Address	21970 OAK RANCH RD
City	COLFAX
State	CA
Zip	95713-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FB43
Legal Description	1.2 AC PAR 4 PMOR 28-104
Legal Subdivision	EDEN FOREST RANCHETTES
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	4
Census Block	4035
Census Tract	22002

Owner

21970 Oak Ranch Rd is owner-occupied and held in a trust since November 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Dec 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 6, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SAFE CU
Jun 13, 2019	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS
Jan 18, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST US COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	201940390
Last Transfer Date	Nov 21, 2020
Transfer Doc	0000141613
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000130060
Date	Oct 20, 2021
Instrument	2021-0130060

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 3, 2020
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000141611
Map Reference	MB 28 PG 104
Instrument Date	Nov 21, 2020
Instrument	2020-0141611
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000141612
Date	Dec 3, 2020
Instrument	2020-0141612

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 3, 2020
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000141613
Instrument Date	Nov 21, 2020
Instrument	141613
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21970 OAK RANCH RD COLFAX CA 957139105, COLFAX, CA 95713-9105

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 6, 2019
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000066845
Instrument Date	Aug 31, 2019
Instrument	66845
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21970 OAK RANCH RD COLFAX CA 957139105, COLFAX, CA 95713-9105

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Sep 6, 2019
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000066843
Map Reference	MB 28 PG 104
Instrument Date	Aug 29, 2019
Instrument	2019-0066843
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000066844
Date	Sep 6, 2019
Instrument	2019-0066844

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 13, 2019
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000040390
Map Reference	MB 28 PG 104
Instrument Date	May 30, 2019
Instrument	2019-0040390
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000040391
Date	Jun 13, 2019
Instrument	2019-0040391

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jan 18, 2017
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000003532
Instrument Date	Jan 10, 2017
Instrument	3532
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21970 OAK RANCH RD COLFAX CA 957139105, COLFAX, CA 95713-9105

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 18, 2017
Property Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105
Document Number	0000003530
Map Reference	PM28 PG104
Instrument Date	Jan 10, 2017
Instrument	2017-0003530
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21970 OAK RANCH RD, COLFAX, CA 95713-9105

Mortgage

Document Number	0000003531
Date	Jan 18, 2017
Instrument	2017-0003531

Lender

Name	FIRST US COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 21970 Oak Ranch Rd was $6,639 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,840 (+2%) Land $133,859 Building $501,981
2025	$6,639.00 Homeowner's exemption	$623,374 Land $131,235 Building $492,139
2023	$6,568.00 (+1.94%) Homeowner's exemption	$599,170 Land $126,140 Building $473,030
2022	$6,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21970 Oak Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21970 Oak Ranch Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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