2199 Locust Rd, Morris, IL 60450 Property Records

Grundy County property record for 2199 Locust Rd, Morris, IL 60450

Property Summary

Property TypeSingle Family Home
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$28,500 (Jul 2020)
Tax Bill$10,762 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-31-429-001

Property Details

APN / Parcel Number

Primary APN02-31-429-001

Exterior

Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address2199 LOCUST RD
CityMORRIS
StateIL
Zip60450-3646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKWELL ESTATES SUB 2ND ADD LT 118 SEC 31-34-7
Legal Range07W
Legal Township34N
Legal Section31
Legal SubdivisionROCKWELL ESTATES SUBDIVISION SECOND ADDI
Legal Lot Number118
JurisdictionGRUNDY IL
Township / Civil DivisionSARATOGA
Census Block Group3
Census Block3039
Census Tract200

Owner

Source: Grundy County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2199 LOCUST RD, MORRIS, IL 60450-3646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
EARTHMOVER CREDIT UNION
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
EARTHMOVER CU
Apr 19, 2022Intrafamily Transfer, Transfer
WHEATLAND TITLE
Jul 9, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2020 · Amount on Record
Deed SaleJul 9, 2020 · Amount on Record
Deed Document Number2020593965
Last Transfer DateMar 21, 2022
Transfer Doc0000612673
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Recording DateSep 30, 2026
Property Address2199 LOCUST RD, MORRIS, IL 60450-3646
Document Number0000641727
Instrument DateSep 22, 2026
Instrument2026641727
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2199 LOCUST RD, MORRIS, IL 60450-3646

Mortgage

Document Number0000641727,
DateSep 30, 2026
Instrument2026641727
Lender
NameEARTHMOVER CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 26, 2031
Interest
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address2199 LOCUST RD, MORRIS, IL 60450-3646
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000599189
DateDec 30, 2020
Instrument599189
Lender
NameEARTHMOVER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRUNDY IL
Recording DateApr 19, 2022
Property Address2199 LOCUST RD, MORRIS, IL 60450-3646
Document Number0000612673
Map ReferenceDOC 463528
Instrument DateApr 13, 2022
Instrument612673
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyWHEATLAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2199 LOCUST RD, MORRIS, IL 60450-3646

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateJul 9, 2020
Property Address2199 LOCUST RD, MORRIS, IL 60450-3646
Document Number0000593965
Instrument DateJul 7, 2020
Instrument593965
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$29.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3620 E 28TH RD SHERIDAN IL 605519548, SHERIDAN, IL 60551-9548

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionSaratoga Township
MunicipalityMorris City
Secondary School DistrictMorris Community High School District 101 (09 - 12)
Elementary School DistrictSaratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,762.00 (+24.07%)$148,296 (+18.14%) Land $15,367 Building $132,929$444,888 (+18.14%) Land $46,101 Building $398,787
2022$8,674.00 Homeowner's exemption$125,530 Land $15,680 Building $109,850$376,590 Land $47,040 Building $329,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims8 (2007–2020)
Claims Outside the SFHA5 of 8
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRIS
serves 14,775 people · EPA ID IL0630600
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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