Grundy County property record for 2187 Locust Rd, Morris, IL 60450 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,288 sqft · built 2015 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,203 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-31-429-002 |
| Primary APN | 02-31-429-002 |
|---|
| Building Area | 2,288 sqft Total Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 2187 LOCUST RD |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKWELL ESTATES SUB 2ND ADD LT 117 SEC 31-34-7 |
| Legal Range | 07W |
| Legal Township | 34N |
| Legal Section | 31 |
| Legal Subdivision | ROCKWELL ESTATES SUBDIVISION SECOND ADDI |
| Legal Lot Number | 117 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | SARATOGA |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 200 |
Source: Grundy County records · APN 02-31-429-002
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2187 LOCUST RD, MORRIS, IL 60450-3646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Nov 30, 2021 | Intrafamily Transfer, Transfer · VA Mortgage HOME LOAN EXPERT LLC |
| Jan 28, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME LOAN EXPERT LLC |
| Jan 26, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2187 LOCUST RD, MORRIS, IL 60450-3646 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000635576 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 635576 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Nov 30, 2021 |
| Property Address | 2187 LOCUST RD, MORRIS, IL 60450-3646 |
| Document Number | 0000609351 |
| Map Reference | DOC 463528 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 609351 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2187 LOCUST RD, MORRIS, IL 60450-3646 |
| Document Number | 0000609352 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 609352 |
| Name | HOME LOAN EXPERT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2187 LOCUST RD, MORRIS, IL 60450-3646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000600141 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 600141 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 2187 LOCUST RD, MORRIS, IL 60450-3646 |
| Document Number | 0000575942 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2187 LOCUST RD MORRIS IL 604503646, MORRIS, IL 60450-3646 |
| Document Number | 0000575942 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 575942 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Saratoga Township |
| Municipality | Morris City |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
| Elementary School District | Saratoga Community Consolidated School District 60C (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,203.00 (+24.25%) | $140,599 (+17.98%) Land $15,367 Building $125,232 | $421,797 (+17.98%) Land $46,101 Building $375,696 |
| 2022 | $8,212.00 Homeowner's exemption Additional exemption filed | $119,170 Land $15,680 Building $103,490 | $357,510 Land $47,040 Building $310,470 |
Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170630002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (2007–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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