21985 Shake Ridge Rd, Volcano, CA 95689 Property Records

Amador County property record for 21985 Shake Ridge Rd, Volcano, CA 95689

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,805 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Dec 2024)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Mar 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-340-005-000`

Property Details

APN / Parcel Number

Primary APN	`021-340-005-000`
Alternative APN	`2134000500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21985 SHAKE RIDGE RD
City	VOLCANO
State	CA
Zip	95689-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	19M94 PAR C-1
Legal Subdivision	THOMAS C KERR SURV
Legal Lot Number	C-1
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	2
Census Block	2020
Census Tract	202

Owner

Source: Amador County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	165 SUNNYDALE CT, HAYWARD, CA 94544-7343
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 9, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Deed Document Number	20247247
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	0000008949
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689

Mortgage

Document Number	0000014325
Date	Dec 30, 2021
Instrument	2021-0014325

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Nov 29, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689

Mortgage

Document Number	0000003434
Date	Mar 19, 2021
Instrument	2021-0003434

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	956 Months
Due	Nov 29, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689

Mortgage

Document Number	0000003433
Date	Mar 19, 2021
Instrument	2021-0003433

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003219
Date	May 9, 2019
Instrument	2019-0003219

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Nov 14, 2017
Property Address	21985 SHAKE RIDGE RD, VOLCANO, CA 95689
Document Number	0000008949
Instrument Date	Oct 31, 2017
Instrument	8949
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1741 SUTTER CREEK CA 956851741, SUTTER CREEK, CA 95685-1741

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,600 (+2%) Land $122,400 Building $367,200
2025	$4,946.00 (+80.64%)	$480,000 (+77.36%) Land $120,000 Building $360,000
2024			$409,050
2023	$2,738.00 (+1.94%) Homeowner's exemption	$270,642 Land $53,696 Building $216,946
2022	$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 77% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Red Hawk Casino - Shingle Springs tribal government · serves 11,268 people · EPA ID 090600058
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	May 2022
Lead	Below detection (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

May also be available: unWired Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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