21945 Shake Ridge Rd, Volcano, CA 95689 Property Records

Amador County property record for 21945 Shake Ridge Rd, Volcano, CA 95689

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2017)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-340-009-000`

Property Details

APN / Parcel Number

Primary APN	`021-340-009-000`
Alternative APN	`2134000900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	1,070 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21945 SHAKE RIDGE RD
City	VOLCANO
State	CA
Zip	95689-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	20M38 PAR A2
Legal Subdivision	PARCEL WILLIAM DELL ET AL MAP
Legal Lot Number	A2
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	2
Census Block	2020
Census Tract	202

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Intrafamily Transfer, Transfer
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 17, 2018	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG
Sep 29, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Mar 29, 2006 · Amount on Record
Deed Document Number	20177576
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0000007575
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Feb 13, 2024
Property Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Document Number	0000000875
Map Reference	MB 20 PG 38
Instrument Date	Dec 28, 2023
Instrument	2024-0000875
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18282 W OLD STATION RD, WORLEY, ID 83876-8615

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634

Mortgage

Document Number	0000012979
Date	Nov 18, 2021
Instrument	2021-0012979

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	May 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002247
Date	Mar 20, 2020
Instrument	2020-0002247

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Document Number	0000003806
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21945 SHAKE RIDGE RD VOLCANO CA 956899634, VOLCANO, CA 95689-9634

Mortgage

Document Number	0000003806
Date	May 23, 2018
Instrument	3806

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 29, 2017
Property Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Document Number	0000007575
Instrument Date	Sep 27, 2017
Instrument	7575
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21945 SHAKE RIDGE RD VOLCANO CA 956899634, VOLCANO, CA 95689-9634

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 29, 2017
Property Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634
Document Number	0000007576
Map Reference	PM177 MAP20 PG38
Instrument Date	Sep 27, 2017
Instrument	2017-0007576
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21945 SHAKE RIDGE RD, VOLCANO, CA 95689-9634

Mortgage

Document Number	0000007577
Date	Sep 29, 2017
Instrument	2017-0007577

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,154 (+2%) Land $145,070 Building $174,084
2025	$3,249.00 (+4.37%)	$312,897 (+4.04%) Land $142,226 Building $170,671
2024			$366,300
2023	$3,113.00 (+1.87%)	$300,749 Land $136,704 Building $164,045
2022	$3,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 77% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Red Hawk Casino - Shingle Springs tribal government · serves 11,268 people · EPA ID 090600058
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	May 2022
Lead	Below detection (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

May also be available: unWired Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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