2198 Timber Meadows, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2198 Timber Meadows, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,738 sqft · built 1999
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Tax Bill	$4,249 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046B4-00-0P-01600`

Property Details

APN / Parcel Number

Primary APN	`046B4-00-0P-01600`
Alternative APN	`12767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,738 sqft Finished Area
Basement Area	898 sqft
Unfinished Basement	898 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	362 sqft
Deck Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2198 TIMBER MDWS
City	CHARLOTTESVILLE
State	VA
Zip	22911-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	FOREST LAKES P 16 PH-I
Legal Subdivision	FOREST LAKES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

2198 Timber Meadows is owned and occupied by an individual who acquired it in July 2012.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2198 TIMBER MDWS, CHARLOTTESVILLE, VA 22911-7231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit MERCK EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 2012
Transfer Doc	4211/289
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2198 TIMBER MDWS, CHARLOTTESVILLE, VA 22911-7231
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5574/304
Date	Jul 13, 2021
Book Page	5574/304
Instrument	2021-00012274

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2198 TIMBER MDWS, CHARLOTTESVILLE, VA 22911-7231
Document Number	0000008581
Book / Page	004940 / 000248
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 TIMBER MDWS CHARLOTTESVILLE VA 229117231, CHARLOTTESVILLE, VA 22911-7231

Mortgage

Document Number	0000008581
Date	Jul 28, 2017
Book Page	004940/000248
Instrument	8581

Lender

Name	MERCK EMPS FCU
Type	Credit Union
Address	RAHWAY, NJ 07065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 27, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2198 Timber Meadows was $4,249, up 3.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,249.00 (+3.21%)	$475,300 Land $136,500 Building $338,800	$475,300 Land $136,500 Building $338,800
2025	$4,117.00
2023	$3,705.00	$433,900 Land $138,800 Building $295,100	$433,900 Land $138,800 Building $295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2198 Timber Meadows in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2198 Timber Meadows is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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