2195 Timber Meadows, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2195 Timber Meadows, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1998
Lot Size	0.302 acres (13,155 sqft)
Owner	Company Name on File
Last Sale	$359,900 (Aug 2019)
Tax Bill	$4,331 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046B4-00-0P-01400`

Property Details

APN / Parcel Number

Primary APN	`046B4-00-0P-01400`
Alternative APN	`12765`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,816 sqft Finished Area
Basement Area	934 sqft
Finished Basement	182 sqft
Unfinished Basement	752 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,155 sqft (0.302 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	172 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2195 TIMBER MDWS
City	CHARLOTTESVILLE
State	VA
Zip	22911-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	FOREST LAKES LOT 14 BLK P
Legal Subdivision	FOREST LAKES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10303

Owner

2195 Timber Meadows is owned by a company that bought it in August 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	2195 TIMBER MDWS, CHARLOTTESVILLE, VA 22911-7231
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 13, 2019	Grant Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Deed Document Number	20198736
Deed Book / Page	5206 / 248
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	201600012340
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2195 TIMBER MDWS, CHARLOTTESVILLE, VA 22911-7231
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5484/94
Date	Feb 23, 2021
Book Page	5484/94
Instrument	2021-00003063

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate	2.87%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 13, 2019
Property Address	2195 TIMBER MDWS, CHARLOTTESVILLE, VA 22911-7231
Document Number	0000008736
Book / Page	005206 / 000248
Instrument Date	Aug 5, 2019
Instrument	8736
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2195 TIMBER MDWS CHARLOTTESVILLE VA 229117231, CHARLOTTESVILLE, VA 22911-7231

Mortgage

Document Number	8737
Date	Aug 13, 2019
Book Page	005206/000252
Instrument	8737

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2195 Timber Meadows was $4,331, up 2.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,331.00 (+2.53%)	$484,500 (+2.54%) Land $145,000 Building $339,500	$484,500 (+2.54%) Land $145,000 Building $339,500
2025	$4,224.00	$472,500 Land $150,000 Building $322,500	$472,500 Land $150,000 Building $322,500
2023	$3,804.00	$445,500 Land $147,500 Building $298,000	$445,500 Land $147,500 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2195 Timber Meadows in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2195 Timber Meadows is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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