2198 Siena Ave, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2198 Siena Ave, Covington, KY 41017

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · built 2019
Lot Size0.026 acres (1,140 sqft)
Owner2 Individual Names on Record
Last Sale$283,509 (Mar 2021)
Tax Bill$1,734 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN844-00-02-001.13

Property Details

APN / Parcel Number

Primary APN844-00-02-001.13

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area1,140 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2198 SIENA AVE
CityCOVINGTON
StateKY
Zip41017-3526
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSIENA AT TUSCANY PHASE 1 LOT 1 UNIT 1-103 1140 SF LOWER LEVEL LEFT END MONTICELLO
Legal SubdivisionSIENA AT TUSCANY CONDOMINIUMS
Legal Phase1
Legal Lot Number1-103
Legal Unit1-103
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2198 SIENA AVE, COVINGTON, KY 41017-3526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Prior SaleNov 10, 2020 · Amount on Record
Deed Document Number20215900120
Deed Book / Page75 / 713
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2198 SIENA AVE, COVINGTON, KY 41017-3526
Document Number0000000265
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2198 SIENA AVE #1-103 COVINGTON KY 410173526, 1-103, COVINGTON, KY 41017-3526

Mortgage

Document Number0000000265
DateNov 10, 2020
Book Page00M124/000227
Instrument265
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 9, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,000 (-) Building $175,000$175,000 (-) Building $175,000
2025$1,734.00 (-7.02%)$175,000 (-) Building $175,000$175,000 (-) Building $175,000
2023$1,865.00$175,000 Building $175,000$175,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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