Kenton County property record for 2186 Siena Ave, Covington, KY 41017
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · built 2019 |
| Lot Size | 0.034 acres (1,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,289 (Sep 2019) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 844-00-02-002.34 |
| Primary APN | 844-00-02-002.34 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,496 sqft (0.034 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2186 SIENA AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-3525 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SIENA AT TUSCANY PHASE 1 LOT 2 UNIT 2-304 1496 SF UPPER LEVEL RIGHT BACK HAYWARD |
| Legal Subdivision | SIENA AT TUSCANY CONDOMINIUMS |
| Legal Phase | 1 |
| Legal Lot Number | 2-304 |
| Legal Unit | 2-304 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
2186 Siena Ave, a condominium, is owned and occupied by an individual who bought it in September 2019.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2186 SIENA AVE, COVINGTON, OH 45318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 3, 2019 | Grant Deed, Subdivision Related Transfer HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Deed Document Number | 201909 03 059 00084 |
| Deed Book / Page | 4321 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 29, 2026 |
| Property Address | 2186 SIENA AVE, COVINGTON, KY 41017-3525 |
| Document Number | 0000016420 |
| Book / Page | 467 / 742 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202616420 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | OLD TITLE, OLD TOWN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016421, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026072916421 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 3, 2019 |
| Property Address | 2186 SIENA AVE, COVINGTON, KY 41017-3525 |
| Document Number | 0000000084 |
| Book / Page | 0I4321 / 000106 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 84 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 5, 2019 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD |
| Amount | Amount on Record |
|---|---|
| Tax | $202.29 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2186 SIENA AVE COVINGTON KY 41017, COVINGTON, KY 41017 |
The 2025 property tax bill for 2186 Siena Ave was $2,003.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,400 (+0.59%) Building $203,400 | $203,400 (+0.59%) Building $203,400 | |
| 2025 | $2,003.00 | $202,200 Building $202,200 | $202,200 Building $202,200 |
| 2023 | $2,155.00 | $202,200 Building $202,200 | $202,200 Building $202,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2186 Siena Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2186 Siena Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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