2198 Palms Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 2198 Palms Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1974
Lot Size	2.56 acres (111,557 sqft)
Owner	Individual Name on Record
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-16-026-2006-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-026-2006-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	111,557 sqft (2.56 acres)
Lot Dimensions	338 ft deep x 330 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2198 PALMS RD
City	COLUMBUS
State	MI
Zip	48063-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICUL
Legal Description	N 330' OF S 660' OF E 1/2 OF E 1/2 OF E 1/2 OF NE 1/4 SEC 26 T5N R15E 2.56 A
Legal Range	15E
Legal Township	05N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1009
Census Tract	651600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2198 PALMS RD, COLUMBUS, MI 48063-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2198 PALMS RD, COLUMBUS, MI 48063-3904
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 PALMS RD, COLUMBUS, MI 48063-3904

Mortgage

Document Number	0005875684
Date	Dec 1, 2025
Book Page	5875/684
Instrument	2025022878

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Term	359 Months
Due	Nov 17, 2055

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (-)	$312,800 (-)
2025	$2,200.00 (+3.97%) Homeowner's exemption	$156,400 (+13.25%)
2024	$2,116.00 (+5.69%)		$312,800 (+13.25%)
2023		$138,100
2022	$2,002.00		$276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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