2174 Palms Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 2174 Palms Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,524 sqft · built 1978
Lot Size	2.56 acres (111,557 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2019)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-026-2005-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-026-2005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	2,524 sqft
Basement Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	111,557 sqft (2.56 acres)
Lot Dimensions	297 ft deep x 330 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2174 PALMS RD
City	COLUMBUS
State	MI
Zip	48063-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICUL
Legal Description	N 330' OF S 990' OF E 1/2 OF E 1/2 OF E 1/2 OF NE 1/4 SEC 26 T5N R15E 2.56 A
Legal Range	15E
Legal Township	05N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1009
Census Tract	651600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2174 PALMS RD, COLUMBUS, MI 48063-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Oct 17, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Mar 26, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	201921694
Deed Book / Page	5109 / 471
Prior Transfer Date	Aug 1, 2005
Prior Transfer Doc	003661/950
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 30, 2026
Property Address	2174 PALMS RD, COLUMBUS, MI 48063-3904
Document Number	0000008818
Book / Page	5919 / 699
Instrument Date	Apr 18, 2026
Instrument	20268818
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 PALMS RD, COLUMBUS, MI 48063-3904

Mortgage

Document Number	0000008818,
Date	Apr 30, 2026
Book Page	5919/699
Instrument	20268818

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 17, 2019
Property Address	2174 PALMS RD, COLUMBUS, MI 48063-3904
Document Number	0051090471
Book / Page	005109 / 000471
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1337 ELLIOTT AVE MADISON HEIGHTS MI 480714815, MADISON HEIGHTS, MI 48071-4815

Mortgage

Document Number	51090472
Date	Oct 17, 2019
Book Page	005109/000472

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 26, 2019
Property Address	2174 PALMS RD, COLUMBUS, MI 48063-3904
Document Number	0050400616
Book / Page	005040 / 000616
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,307.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8423 HEWITT RD GREENWOOD MI 480062416, GREENWOOD, MI 48006-2416

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,700 (+9.76%)	$447,400 (+9.76%)
2025	$4,374.00 (+3.55%) Homeowner's exemption	$203,800 (+10.58%)
2024	$4,224.00 (+5.92%)		$407,600 (+10.58%)
2023		$184,300
2022	$3,988.00		$368,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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