2198 Laredo Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 2198 Laredo Ave, Spring Hill, FL 34608 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Jan 2021)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1405-0170`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1405-0170`
Alternative APNs	`00307652` `307652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00307652
Street Address	2198 LAREDO AVE
City	SPRING HILL
State	FL
Zip	34608-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1405 LOT 17 ORB 316 PG 642
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1405
Legal Lot Number	17
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	41104

Owner

Source: Hernando County records · APN R32-323-17-5210-1405-0170

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2198 LAREDO AVE, SPRING HILL, FL 34608-5367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	2021003507
Deed Book / Page	3940 / 622
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 19, 2021
Property Address	2198 LAREDO AVE, SPRING HILL, FL 34608-5367
Document Number	0039400622
Book / Page	3940 / 622
Map Reference	MB 9 PG 81-96
Instrument Date	Jan 11, 2021
Instrument	2021003507
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	TROPIC TITLE SERVICES, TROPICS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7026 66TH ST NE, 7026, MARYSVILLE, WA 98270-7734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 LAREDO AVE, SPRING HILL, FL 34608-5367

Mortgage

Document Number	3940624
Date	Jan 19, 2021
Instrument	3940/624

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00 (+43.02%) Additional exemption filed	$185,932 (+5.99%)	$283,274 (+5.15%) Land $47,500 Building $235,774
2023		$175,429 (+3%) Land $175,429
2022	$1,462.00 Homeowner's exemption	$170,319	$269,412 Land $40,625 Building $228,787

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.