2166 Laredo Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 2166 Laredo Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,498 sqft · built 1984
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Aug 2014)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1406-0330`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1406-0330`
Alternative APNs	`00427309` `427309`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Screened Porch
Porch Area	1,460 sqft
Deck Area	176 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00427309
Street Address	2166 LAREDO AVE
City	SPRING HILL
State	FL
Zip	34608-5367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1406 LOT 33 ORB 1163 PG 444
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1406
Legal Lot Number	33
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41104

Owner

Source: Hernando County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2166 LAREDO AVE, SPRING HILL, FL 34608-5367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jul 13, 2018	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2014 · Amount on Record
Deed Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	201443442
Deed Book / Page	3120 / 76
Last Transfer Date	Feb 22, 2022
Transfer Doc	0041350393
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 2, 2022
Property Address	2166 LAREDO AVE, SPRING HILL, FL 34608-5367
Document Number	0041350393
Book / Page	4135 / 393
Map Reference	MB 9 PG 81-96
Instrument Date	Feb 22, 2022
Instrument	2022016408
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 LAREDO AVE, SPRING HILL, FL 34608-5367

Mortgage

Document Number	0004135395
Date	Mar 2, 2022
Instrument	4135/395

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	885 Months
Due	Dec 27, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.14%
Type Change Date	Apr 1, 2022
Change Frequency	6 Months
Index	1-Year CMT

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2166 LAREDO AVE, SPRING HILL, FL 34608-5367
Document Number	0036060447
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2166 LAREDO AVE SPRING HILL FL 346085367, SPRING HILL, FL 34608-5367

Mortgage

Document Number	0036060447
Date	Jul 23, 2018
Book Page	003606/000447
Instrument	44489

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jul 22, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.65%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2166 LAREDO AVE, SPRING HILL, FL 34608-5367
Document Number	0036060433
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2166 LAREDO AVE SPRING HILL FL 346085367, SPRING HILL, FL 34608-5367

Mortgage

Document Number	0036060433
Date	Jul 23, 2018
Book Page	003606/000433
Instrument	44488

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Amount	Amount Recorded
Term	936 Months
Due	Jul 22, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.65%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+85.88%) Homeowner's exemption	$100,767 (+5.99%)	$249,279 (+4.6%) Land $43,320 Building $205,959
2023		$95,075 Land $95,075
2022	$843.00		$238,326 Land $37,050 Building $201,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Laredo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures