2198 Element Way, Chula Vista, CA 91915 Property Records

San Diego County property record for 2198 Element Way, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,775 sqft · built 2017
Lot Size10 acres (436,054 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Mar 2022)
Tax Bill$12,757 (2025)
Deeds & MortgagesMar 2022 Transfer
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN643-063-08-55

Property Details

APN / Parcel Number

Primary APN643-063-08-55

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,775 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Lot Area436,054 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2198 ELEMENT WAY
CityCHULA VISTA
StateCA
Zip91915-2800
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 1 US 147PER DOC17-0290503&UND INT IN TR 016150
Legal SubdivisionOTAY RANCH MILLENIA WO 09-03
Legal Tract016150
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract13319

Owner

2198 Element Way, a condominium, is owned and occupied by two individuals who bought it in March 2022.

Source: San Diego County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Intrafamily Transfer, Transfer
TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Mar 2, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 29, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on File
Deed SaleMar 2, 2022 · Amount on File
Prior SaleDec 29, 2017 · Amount on File
Deed Document Number202293090
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 2, 2022
Property Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800
Document Number0000093089
Map ReferenceMAP 16150
Instrument DateFeb 24, 2022
Instrument2022-0093089
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 2, 2022
Property Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800
Document Number0000093090
Map ReferenceMAP 16150
Instrument DateJan 18, 2022
Instrument2022-0093090
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800

Mortgage

Document Number0000093091
DateMar 2, 2022
Instrument2022-0093091
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800

Mortgage

Document Number0000781362
DateDec 7, 2020
Instrument2020-0781362
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 29, 2017
Property Address2198 ELEMENT WAY, CHULA VISTA, CA 91915-2800
Document Number0000616741
Instrument DateOct 3, 2017
Instrument616741
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$541.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1667 PARKLAND WAY SAN DIEGO CA 921147816, SAN DIEGO, CA 92114-7816

Mortgage

Document Number616742
DateDec 29, 2017
Instrument616742
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2198 Element Way was $12,757, up 3.2% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$757,701 (+2%) Land $371,474 Building $386,227
2025$12,757.00 (+3.15%)$742,845 Land $364,191 Building $378,654
2024$12,367.00 (+3.89%)
2023$11,904.00 (+22.04%)$692,000 Land $339,000 Building $353,000
2022$9,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2198 Element Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2198 Element Way is moderate, ranking above 68% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35

May also be available: Verizon, Wyyerd Connect.

Nearby Properties on Element Way

Nearby Streets

Search Property Records by Address or Parcel Number