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2194 Element Way, Chula Vista, CA 91915 Property Records

San Diego County property record for 2194 Element Way, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,915 sqft · built 2017
Lot Size10 acres (436,054 sqft)
Owner2 Individual Names on Record
Last Sale$530,500 (Dec 2017)
Tax Bill$11,219 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN643-063-08-54

Property Details

APN / Parcel Number

Primary APN643-063-08-54

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,915 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Lot Area436,054 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2194 ELEMENT WAY
CityCHULA VISTA
StateCA
Zip91915-2800
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 1 US 146PER DOC17-0290503&UND INT IN TR 016150
Legal SubdivisionCHULA VISTA #09-03
Legal Tract016150
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract13319

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2194 ELEMENT WAY, CHULA VISTA, CA 91915-2800
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 3, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2017 · Amount on Record
Deed SaleDec 20, 2017 · Amount on Record
Deed Document Number2017595488
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2194 ELEMENT WAY, CHULA VISTA, CA 91915-2800
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2194 ELEMENT WAY, CHULA VISTA, CA 91915-2800

Mortgage

Document Number0000723642
DateOct 18, 2021
Instrument2021-0723642
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2194 ELEMENT WAY, CHULA VISTA, CA 91915-2800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2194 ELEMENT WAY, CHULA VISTA, CA 91915-2800

Mortgage

Document Number0000774138
DateDec 3, 2020
Instrument2020-0774138
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$615,581 (+2%) Land $316,837 Building $298,744
2025$11,219.00 (+4.9%) Homeowner's exemption$603,512 (+4.04%) Land $310,625 Building $292,887
2023$10,695.00 (+3.03%) Homeowner's exemption$580,079 Land $298,564 Building $281,515
2022$10,380.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Fiber		2,000 / 35

May also be available: Verizon, Wyyerd Connect.

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