Seneca County and Lodi Town property record for 2198 E Seneca St, Ovid, NY 14521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,304 sqft · built 1952 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,000 (Mar 2024) |
| Tax Bill | $2,528 (2026) |
| Deeds & Mortgages | Feb 2026 Sale Mar 2024 Sale & Mortgage + 1 more |
| APN | 452601 04-1-19 |
| Primary APN | 452601 04-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 105 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 2198 E SENECA ST |
|---|---|
| City | OVID |
| State | NY |
| Zip | 14521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 950900 |
Source: Seneca County and Lodi Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 606 JEANETTE RD, ENDICOTT, NY 13760-3809 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed, Transfer |
| Mar 1, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIVE STAR BANK |
| Mar 9, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Mar 9, 2022 · Amount on Record |
| Deed Document Number | 202465786 |
| Deed Book / Page | 1094 / 145 |
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 0001136/79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 2, 2026 |
| Property Address | 2198 E SENECA ST, OVID, NY 14521 |
| Document Number | 0001136/79 |
| Book / Page | 1136 / 79 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 73215 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 JEANETTE RD, ENDICOTT, NY 13760-3809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Mar 1, 2024 |
| Property Address | 2198 E SENECA ST, OVID, NY 14521 |
| Document Number | 001094/145 |
| Book / Page | 1094 / 145 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 65786 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2198 E SENECA ST, LODI, NY 14860-9730 |
| Document Number | 0000065787 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 65787 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001917/246 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 1917/246 |
| Instrument | 65788 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Mar 9, 2022 |
| Property Address | 2198 E SENECA ST, OVID, NY 14521 |
| Document Number | 001051/228 |
| Book / Page | 1051 / 228 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 57595 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2198 E SENECA ST, LODI, NY 14860-9730 |
Source: Seneca County and Lodi Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Lodi Town |
| Municipality | Lodi Village |
| Unified School District | South Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,528.00 (+7.25%) | ||
| 2025 | $2,357.00 (+4.06%) | $58,000 (-) Land $5,800 Building $52,200 | $138,095 (+14.29%) Land $13,809 Building $124,286 |
| 2024 | $2,265.00 (+154.21%) | $58,000 (-) Land $5,800 Building $52,200 | $120,833 (+2.08%) Land $12,083 Building $108,750 |
| 2023 | $58,000 Land $5,800 Building $52,200 | $118,367 Land $11,837 Building $106,530 | |
| 2019 | $891.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1993–2021) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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