Seneca County and Lodi Town property record for 2189 E Seneca St, Ovid, NY 14521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,136 sqft · built 1880 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,000 (Oct 2012) |
| Tax Bill | $3,065 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2017 Mortgage |
| APN | 452601 02-1-15 |
| Primary APN | 452601 02-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| 2nd Floor Area | 1,568 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 2189 E SENECA ST |
|---|---|
| City | OVID |
| State | NY |
| Zip | 14521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | LODI |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 950900 |
Source: Seneca County and Lodi Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2189 E SENECA ST, LODI, NY 14860-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jun 19, 2017 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2012 · Amount on Record |
| Deed Sale | Oct 9, 2012 · Amount on Record |
| Deed Book / Page | 860 / 280 |
| Last Transfer Date | Feb 2, 2016 |
| Transfer Doc | 0000000923/000000014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 2189 E SENECA ST, OVID, NY 14521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001917/204 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 1917/204 |
| Instrument | 65780 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 2189 E SENECA ST, OVID, NY 14521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001631/0000000209 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 0000001631/0000000209 |
| Instrument | 201700035993 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2047 |
Source: Seneca County and Lodi Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Lodi Town |
| Municipality | Lodi Village |
| Unified School District | South Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,065.00 (+7.36%) Homeowner's exemption | ||
| 2025 | $2,855.00 (+151.32%) | $71,000 (-) Land $10,100 Building $60,900 | $169,048 (+16.67%) Land $24,048 Building $145,000 |
| 2023 | $71,000 Land $10,100 Building $60,900 | $144,898 Land $20,612 Building $124,286 | |
| 2019 | $1,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1993–2021) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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