Okaloosa County property record for 2198 Chase Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,235 sqft · built 1994 |
| Lot Size | 0.56 acres (24,405 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $360,000 (Oct 2014) |
| Tax Bill | $3,507 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8528-0 |
| Primary APN | C56-000-591-8528-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,235 sqft Heated Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 2,235 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 24,405 sqft (0.56 acres) |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2198 CHASE DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY BAYOU C/C EST #8 LOT 12 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | ROCKY BAYOU C/C EST #8 |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20900 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2198 CHASE DR, NICEVILLE, FL 32578-1606 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Last Sale | Oct 15, 2014 · Amount on Record |
|---|---|
| Deed Sale | Oct 15, 2014 · Amount on Record |
| Prior Sale | Aug 31, 2004 · Amount on Record |
| Deed Document Number | 2956792 |
| Deed Book / Page | 3168 / 1822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2198 CHASE DR, NICEVILLE, FL 32578-1606 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2198 CHASE DR, NICEVILLE, FL 32578-1606 |
| Document Number | 0036052437 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 3605/2437 |
| Instrument | 3528276 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 2198 CHASE DR, NICEVILLE, FL 32578-1606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2198 CHASE DR, NICEVILLE, FL 32578-1606 |
| Document Number | 0035004421 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 3500/4421 |
| Instrument | 3401722 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $325,006 (+5.99%) | $462,987 (+2.21%) Land $135,816 Building $327,171 | |
| 2024 | $3,507.00 (+2.69%) | ||
| 2023 | $3,415.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $306,647 (+3%) | $452,987 (+5.84%) Land $119,849 Building $333,138 |
| 2022 | $3,327.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $297,716 | $427,984 Land $114,142 Building $313,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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