2196 Chase Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 2196 Chase Dr, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,215 sqft · built 1993
Lot Size0.411 acres (17,919 sqft)
Owner2 Individual Names on Record
Last Sale$462,000 (Apr 2021)
Tax Bill$5,766 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-591-8529-8

Property Details

APN / Parcel Number

Primary APNC56-000-591-8529-8
Alternative APNs
  • 04-1S-22-5008-0000-0130
  • 22S104500800000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,215 sqft Living Area
Gross Area3,811 sqft
1st Floor Area2,215 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area17,919 sqft (0.411 acres)
Garage TypeAttached
Garage Area506 sqft
PorchFlorida Room
Porch Area199 sqft
Patio Area891 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2196 CHASE DR
CityNICEVILLE
StateFL
Zip32578-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKY BAYOU C/C EST #8 LOT 13
Legal Range22W
Legal Township01S
Legal Section04
Legal SubdivisionROCKY BAYOU C/C
Legal Lot Number13
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group4
Census Block4003
Census Tract20900

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 ORMEROD AVE, PORTSMOUTH, RI 02871-4606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Warranty Deed, Transfer · VA Mortgage
TRIDENT HOME LOANS LLC
Sep 30, 2020Warranty Deed, Transfer
BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleSep 30, 2020 · Amount on Record
Deed Document Number20213451006
Deed Book / Page3543 / 806
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 29, 2021
Property Address2196 CHASE DR, NICEVILLE, FL 32578-1606
Document Number0035430806
Book / Page3543 / 806
Map ReferenceMB 14 PG 5
Instrument DateApr 14, 2021
Instrument3451006
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanySOUTH OAK TTL FT WALTON BEAC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,234.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2552, TEMECULA, CA 92593-2552

Transferred To (Grantee/Buyer)

NameVerified Name
Address2196 CHASE DR, NICEVILLE, FL 32578-1606

Mortgage

Document Number3543808
DateApr 29, 2021
Instrument3543/808
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 30, 2020
Property Address2196 CHASE DR, NICEVILLE, FL 32578-1606
Document Number0034953110
Book / Page003495 / 003110
Instrument DateSep 28, 2020
Instrument3394978
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyBRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Transaction

AmountAmount Recorded
Tax$3,143.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 2552 TEMECULA CA 925932552, TEMECULA, CA 92593-2552

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,766.00 (+5.49%) Homeowner's exemption$486,480 (+5.99%)$501,728 (+3.22%) Land $123,469 Building $378,259
2023$5,466.00 (+2.44%) Homeowner's exemption$459,000 (+3%)$486,057 (+9.07%) Land $108,954 Building $377,103
2022$5,336.00 Homeowner's exemption$445,631 Land $103,765 Building $341,866$445,631 Land $103,765 Building $341,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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