DeSoto County property record for 2197 Shady Grove Cv, Hernando, MS 38632
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1,454 sqft · built 1988 |
| Lot Size | 0.098 acres (4,263 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $99,800 (Feb 2008) |
| Tax Bill | $262 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-18-29-2-00017-00 |
| Primary APN | 3-07-4-18-29-2-00017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,454 sqft Adjusted Area |
| 1st Floor Area | 1,104 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,263 sqft (0.098 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Patio Area | 328 sqft |
| Street Address | 2197 SHADY GROVE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2038 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-6 |
| Legal Description | ROBISON SQUARE TOWNHOUSES LOT 17 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | ROBISON SQUARE TOWNHOMES |
| Legal Lot Number | 17 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 71121 |
Source: DeSoto County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Oct 18, 2013 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 8, 2026 | Quit Claim Deed, Transfer GUARDIAN TITLE |
| Oct 19, 2021 | Transfer on Death Deed, Transfer GUARDIAN TITLE LLC |
| Feb 8, 2008 | Warranty Deed, Transfer · FHA Mortgage ADVANTAGE MORTGAGE CORPORATION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2008 · Amount on Record |
| Deed Sale | Feb 8, 2008 · Amount on Record |
| Deed Book / Page | 578 / 115 |
| Last Transfer Date | Apr 6, 2026 |
| Transfer Doc | 1026005930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 13, 2026 |
| Property Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Document Number | 5663051887 |
| Book / Page | 5663 / 51887 |
| Instrument Date | May 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Investor | Possibly a Property Investor |
| Document Number | 5663051887, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5663/51887 |
| Name | CADENCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 4, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Document Number | 005597/556 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 5597/556 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 16, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003729/114 |
|---|---|
| Date | Oct 18, 2013 |
| Book Page | 3729/114 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 8, 2026 |
| Property Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Document Number | 1026005930 |
| Book / Page | 1026 / 5930 |
| Instrument Date | Apr 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Investor | Possibly a Property Investor |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 19, 2021 |
| Property Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Document Number | 000975/364 |
| Book / Page | 975 / 364 |
| Map Reference | MB 27 PG 13 |
| Instrument Date | Oct 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 8, 2008 |
| Property Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Document Number | 000578/115 |
| Book / Page | 578 / 115 |
| Map Reference | MB27 PG13 |
| Instrument Date | Jan 31, 2008 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 MALONE RD N, HERNANDO, MS 38632-7140 |
| Name | Verified Name |
|---|---|
| Address | 2197 SHADY GROVE CV, HERNANDO, MS 38632-2038 |
| Investor | Possibly a Property Investor |
| Document Number | 0002853774 |
|---|---|
| Date | Feb 8, 2008 |
| Instrument | 2853/774 |
| Name | ADVANTAGE MORTGAGE CORPORATION INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2038 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $262.00 (-16.03%) | $9,755 (-) Land $2,000 Building $7,755 | $97,553 (-) Land $20,000 Building $77,553 |
| 2023 | $312.00 | $9,755 | $97,553 Land $20,000 Building $77,553 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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