DeSoto County property record for 2196 Shady Grove Cv, Hernando, MS 38632
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1,181 sqft · built 1992 |
| Lot Size | 0.093 acres (4,084 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-18-29-2-00022-00 |
| Primary APN | 3-07-4-18-29-2-00022-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,084 sqft (0.093 acres) |
| Lot Dimensions | 222 ft deep x 35 ft wide |
| Patio Area | 252 sqft |
| Street Address | 2196 SHADY GROVE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2037 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-6 |
| Legal Description | ROBISON SQUARE TOWNHOUSES LOT 22 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 18 |
| Legal Quarter | SW |
| Legal Subdivision | ROBISON SQUARE TOWNHOMES |
| Legal Lot Number | 22 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 71121 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2196 SHADY GROVE CV, HERNANDO, MS 38632-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000774612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 22, 2026 |
| Property Address | 2196 SHADY GROVE CV, HERNANDO, MS 38632-2037 |
| Document Number | 5663107677 |
| Book / Page | 5663 / 107677 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2196 SHADY GROVE CV, HERNANDO, MS 38632-2037 |
| Document Number | 5663107677, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 5663/107677 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 20, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2196 SHADY GROVE CV, HERNANDO, MS 38632-2037 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2196 SHADY GROVE CV, HERNANDO, MS 38632-2037 |
| Document Number | 5660/19743 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 5660/19743 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Dec 9, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (+11.93%) | $10,315 (+33.29%) Land $2,000 Building $8,315 | $103,149 (+33.29%) Land $20,000 Building $83,149 |
| 2023 | $1,073.00 | $7,739 | $77,385 Land $20,000 Building $57,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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