2196 Ruskin St, Unit 1, Chico, CA 95926 Property Records

Butte County property record for 2196 Ruskin St, Unit 1, Chico, CA 95926

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,456 sqft · built 2008
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$215,000 (Nov 2009)
Tax Bill$2,188 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN042-790-045-000

Property Details

APN / Parcel Number

Primary APN042-790-045-000
Alternative APN
  • 042-790-045

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Units2 Units
Stories2 Stories
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleDuplex Single
Construction TypeWood
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number042-790-045
Street Address2196 RUSKIN ST, 1
CityCHICO
StateCA
Zip95926-6400
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2-SD
Legal DescriptionLOT #136 WEST SIDE PLACE SUB
Legal SubdivisionWEST SIDE PLACE SUB
Legal Lot Number136
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1007
Census Tract501

Owner

2196 Ruskin St, Unit 1 is owned by a company that bought it in November 2009.

Source: Butte County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address1310 ROYCROFT LN, CHICO, CA 95926-4425
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2009 · Amount on File
Deed SaleNov 12, 2009 · Amount on File
Prior SaleDec 24, 2008 · Amount on File
Deed Document Number200941239
Prior Transfer DateOct 30, 2009
Prior Transfer Doc0000041238
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address2196 RUSKIN ST UNIT 1, 1, CHICO, CA 95926-6400
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyMID VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009071
DateMar 16, 2018
Instrument2018-0009071
Lender
NameFIVE STAR BANK
TypeBank
AddressCHICO, CA 95928
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2196 Ruskin St, Unit 1 was $2,188.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$179,510 (+2%) Land $19,742 Building $159,768
2025$2,188.00$175,991 Land $19,355 Building $156,636
2023$2,020.00 (+2.8%)$169,158 Land $18,604 Building $150,554
2022$1,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2196 Ruskin St, Unit 1 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1986–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2196 Ruskin St, Unit 1 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications, unWired Broadband.

Nearby Properties on Ruskin St

Nearby Streets

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