Butte County property record for 2195 Ruskin St, Chico, CA 95926
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 2007 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (May 2021) |
| Tax Bill | $4,207 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-790-044-000 |
| Primary APN | 042-790-044-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,000 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 248 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 042-790-044 |
|---|---|
| Street Address | 2195 RUSKIN ST |
| City | CHICO |
| State | CA |
| Zip | 95926-4426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-SD |
| Legal Description | LOT #135 WEST SIDE PLACE SUB |
| Legal Subdivision | WEST SIDE PLACE SUB |
| Legal Lot Number | 135 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 501 |
Source: Butte County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2449 FRANCISCO AVE, SANTA ROSA, CA 95403-1845 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 20, 2020 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Sep 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 8, 2017 | Grant Deed, Transfer · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 202120986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | May 6, 2021 |
| Property Address | 2195 RUSKIN ST, CHICO, CA 95926-4426 |
| Document Number | 0000020986 |
| Map Reference | MB 169 PG 61-72 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021-0020986 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1841 ALVARADO AVE, WALNUT CREEK, CA 94597-3040 |
| Document Number | 0000020987 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021-0020987 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Jul 20, 2020 |
| Property Address | 2195 RUSKIN ST, CHICO, CA 95926-4426 |
| Document Number | 0000028467 |
| Map Reference | MB 169 PG 61-72 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020-0028467 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | MID VALLEY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2195 RUSKIN ST, CHICO, CA 95926-4426 |
| Document Number | 0000028468 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020-0028468 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 2195 RUSKIN ST, CHICO, CA 95926-4426 |
| Document Number | 0000042809 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 42809 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2195 RUSKIN ST CHICO CA 959264426, CHICO, CA 95926-4426 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTTE CA |
| Recording Date | Aug 8, 2017 |
| Property Address | 2195 RUSKIN ST, CHICO, CA 95926-4426 |
| Document Number | 0000027262 |
| Map Reference | MB169 PG61-72 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017-0027262 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | BIDWELL TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1980 BANCROFT DR, CHICO, CA 95928-8947 |
| Document Number | 0000027263 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017-0027263 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,824 (+2%) Land $149,050 Building $209,774 | ||
| 2025 | $4,207.00 (+8.01%) | $351,789 (+4.04%) Land $146,128 Building $205,661 | |
| 2024 | $368,730 | ||
| 2023 | $3,895.00 (+2.2%) | $338,130 Land $140,454 Building $197,676 | |
| 2022 | $3,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1986–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, GeoLinks, Race Communications, unWired Broadband.
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