2196 Blue Grass Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 2196 Blue Grass Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1952
Lot Size	0.403 acres (17,598 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2021)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-0030-0017-00`

Property Details

APN / Parcel Number

Primary APN	`526-0030-0017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	1,009 sqft
2nd Floor Area	807 sqft
Upper Floors Area	807 sqft
Basement Area	1,009 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	17,598 sqft (0.403 acres)
Lot Dimensions	196 ft deep x 28 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2196 BLUE GRASS LN
City	CINCINNATI
State	OH
Zip	45237-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEGRASS LANE 28.89 X 196 IRR PT LOT 1 HY FRANKS EST SUB
Legal Subdivision	HY FRANKS ESTATE SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3010
Census Tract	23300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2196 BLUE GRASS LN, CINCINNATI, OH 45237-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 1, 2021	Survivorship Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Jul 21, 2017
Deed Document Number	0000025694
Deed Book / Page	14364 / 3059
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2196 BLUE GRASS LN, CINCINNATI, OH 45237-3526
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 BLUE GRASS LN, CINCINNATI, OH 45237-3526

Mortgage

Document Number	0000105379
Date	Oct 12, 2020
Book Page	14272/1937
Instrument	2020-0105379

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	DAYTON, OH 45430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2021
Property Address	2196 BLUE GRASS LN, CINCINNATI, OH 45237-3526
Document Number	0000025694
Book / Page	14364 / 3059
Instrument Date	Feb 19, 2021
Instrument	2021-0025694
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number	0000025697
Date	Mar 1, 2021
Book Page	14364/3068
Instrument	2021-0025697

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2017
Property Address	2196 BLUE GRASS LN, CINCINNATI, OH 45237-3526
Document Number	0000066165
Book / Page	013464 / 001619
Instrument Date	Jul 13, 2017
Instrument	66165
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 BLUE GRASS LN CINCINNATI OH 452373526, CINCINNATI, OH 45237-3526

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,124.00 (+3.13%)	$101,500 (-) Land $16,625 Building $84,875
2024	$5,938.00 (-2.19%)	$101,500 (-) Land $16,625 Building $84,875
2023	$6,071.00 (+41.22%)	$101,500 (+62.96%) Land $16,625 Building $84,875	$290,000 (+62.96%) Land $47,500 Building $242,500
2022	$4,299.00 Homeowner's exemption	$62,287 Land $13,409 Building $48,878
2020			$177,960 Land $38,310 Building $139,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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